Midland States Bancorp (MSBI) vs Third Coast Bancshares (TCBX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 92.2% versus a gain of 6.6%. Third Coast Bancshares is the larger company by market cap ($687.4 million vs $669.3 million), about 1.0 times the size. On valuation, Midland States Bancorp trades at a lower forward P/E (9.5x vs 9.6x for Third Coast Bancshares).
Midland States Bancorp pays a dividend yielding 3.97%, while Third Coast Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MSBI | TCBX |
|---|---|---|
| Share price | $32.25 | $41.27 |
| Market cap | $669.26M | $687.35M |
| 1-day change | -1.62% | -4.07% |
| YTD return | +52.34% | +8.58% |
| 1-year return | +92.19% | +6.64% |
| 5-year return | +27.93% | — |
| P/E ratio (TTM) | 21.08 | 10.69 |
| Forward P/E | 9.51 | 9.57 |
| EPS (TTM) | $1.53 | $3.86 |
| Dividend yield | 3.97% | 0.00% |
| Annual dividend | $1.28 | $0.00 |
| 52-week high | $35.10 | $46.36 |
| 52-week low | $14.24 | $35.73 |
| Distance from 52-week high | -8.12% | -10.97% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +3.10% | +16.65% |
| Average volume | 172.74K | 108.31K |
| Shares outstanding | 20.75M | 16.65M |
| Employees | 839 | 477 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed TCBX by 85.6 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (21.1x vs 10.7x trailing P/E).
- Midland States Bancorp offers a meaningfully higher dividend yield (3.97% vs 0.00%).
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Financial Services · Banks - Regional · 839 employees
About Third Coast Bancshares
TCBX stock →Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.
Financial Services · Banks - Regional · 477 employees
MSBI vs TCBX FAQ
Which is bigger, Midland States Bancorp or Third Coast Bancshares?
Third Coast Bancshares (TCBX) is larger, with a market capitalization of $687.35M compared with $669.26M for Midland States Bancorp (MSBI).
Which stock has performed better over the past year, MSBI or TCBX?
MSBI returned +92.19% over the past 12 months, compared with +6.64% for TCBX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MSBI or TCBX?
TCBX has the lower trailing P/E at 10.7, versus 21.1 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Midland States Bancorp or Third Coast Bancshares?
Midland States Bancorp pays a dividend yielding 3.97%, while Third Coast Bancshares does not currently pay a regular dividend.
Are Midland States Bancorp and Third Coast Bancshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.