MetaCap

Coastal Financial (CCB) vs Midland States Bancorp (MSBI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Midland States Bancorp (MSBI) has outperformed Coastal Financial (CCB) over the past year, gaining 92.2% versus a loss of 62.3%. Over five years, MSBI leads with a +27.9% price change compared with +21.3% for CCB. Midland States Bancorp is the larger company by market cap ($664.5 million vs $630.3 million), about 1.1 times the size.

On valuation, Coastal Financial trades at a lower forward P/E (7.6x vs 9.4x for Midland States Bancorp). Midland States Bancorp pays a dividend yielding 4.00%, while Coastal Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CCB-62.26%MSBI+92.19%
+114%+20%-74%
Oct 7, 20251 yearOct 7, 2026
CCB+22.66%MSBI+24.57%
+268%+105%-58%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CCB versus MSBI key metrics
MetricCCBMSBI
Share price$41.23$32.02
Market cap$630.26M$664.48M
1-day change+0.73%-0.71%
YTD return-64.28%+52.34%
1-year return-62.26%+92.19%
5-year return+21.35%+27.93%
P/E ratio (TTM)—20.53
Forward P/E7.589.45
EPS (TTM)$-0.28$1.56
Dividend yield0.00%4.00%
Annual dividend$0.00$1.28
52-week high$120.05$35.10
52-week low$35.56$14.24
Distance from 52-week high-65.66%-8.77%
Analyst consensusstrong_buyhold
Avg. price target upside+23.70%+3.84%
Average volume268.84K173.19K
Shares outstanding15.29M20.75M
Employees483839
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MSBI has outperformed CCB by 154.4 percentage points over the past year.
  • Midland States Bancorp offers a meaningfully higher dividend yield (4.00% vs 0.00%).

About Coastal Financial

CCB stock →

Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts.

Finance · Major Banks · 483 employees

About Midland States Bancorp

MSBI stock →

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.

Finance · Major Banks · 839 employees

CCB vs MSBI FAQ

Which is bigger, Coastal Financial or Midland States Bancorp?

Midland States Bancorp (MSBI) is larger, with a market capitalization of $664.48M compared with $630.26M for Coastal Financial (CCB).

Which stock has performed better over the past year, CCB or MSBI?

MSBI returned +92.19% over the past 12 months, compared with -62.26% for CCB (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Coastal Financial or Midland States Bancorp?

Midland States Bancorp pays a dividend yielding 4.00%, while Coastal Financial does not currently pay a regular dividend.

Are Coastal Financial and Midland States Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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