M&T Bank (MTB) vs Regions Financial (RF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
M&T Bank (MTB) has outperformed Regions Financial (RF) over the past year, gaining 14.3% versus a gain of 3.8%. Over five years, MTB leads with a +43.3% price change compared with +19.0% for RF. M&T Bank is the larger company by market cap ($31.28 billion vs $22.75 billion), about 1.4 times the size.
On valuation, Regions Financial trades at a lower forward P/E (9.4x vs 10.3x for M&T Bank). Regions Financial offers the higher dividend yield (3.97% vs 2.77%). M&T Bank converts more of its revenue into profit, with a net margin of 172.1% versus 28.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MTB | RF |
|---|---|---|
| Share price | $216.63 | $26.70 |
| Market cap | $31.28B | $22.75B |
| 1-day change | -0.96% | -1.29% |
| YTD return | +7.52% | -1.48% |
| 1-year return | +14.27% | +3.77% |
| 5-year return | +43.34% | +19.04% |
| P/E ratio (TTM) | 11.56 | 11.03 |
| Forward P/E | 10.30 | 9.38 |
| EPS (TTM) | $18.74 | $2.42 |
| Dividend yield | 2.77% | 3.97% |
| Annual dividend | $6.00 | $1.06 |
| Revenue (latest FY) | $1.66B | $7.53B |
| Revenue growth (YoY) | +7.53% | +6.25% |
| Net income (latest FY) | $2.85B | $2.16B |
| Operating margin | — | 0.70% |
| Net margin | 172.06% | 28.65% |
| 52-week high | $255.95 | $32.47 |
| 52-week low | $174.76 | $22.70 |
| Distance from 52-week high | -15.36% | -17.77% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +16.75% | +19.96% |
| Average volume | 1.06M | 8.97M |
| Shares outstanding | 144.42M | 851.93M |
| Employees | 21,662 | 20,003 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MTB has outperformed RF by 10.5 percentage points over the past year.
- Regions Financial offers a meaningfully higher dividend yield (3.97% vs 2.77%).
- M&T Bank is more profitable, keeping 172.1 cents of every revenue dollar as net income versus 28.6 cents for Regions Financial.
About M&T Bank
MTB stock →M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management.
Financial Services · Banks - Regional · 21,662 employees
About Regions Financial
RF stock →Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management.
Financial Services · Banks - Regional · 20,003 employees
MTB vs RF FAQ
Which is bigger, M&T Bank or Regions Financial?
M&T Bank (MTB) is larger, with a market capitalization of $31.28B compared with $22.75B for Regions Financial (RF).
Which stock has performed better over the past year, MTB or RF?
MTB returned +14.27% over the past 12 months, compared with +3.77% for RF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MTB or RF?
RF has the lower trailing P/E at 11.0, versus 11.6 for MTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, M&T Bank or Regions Financial?
Regions Financial has the higher yield at 3.97%, compared with 2.77% for M&T Bank.
Are M&T Bank and Regions Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.