MVB Financial (MVBF) vs USCB Financial (USCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
USCB Financial (USCB) has outperformed MVB Financial (MVBF) over the past year, gaining 29.0% versus a gain of 10.1%. Over five years, USCB leads with a +75.4% price change compared with -31.1% for MVBF. USCB Financial is the larger company by market cap ($408.8 million vs $381.9 million), about 1.1 times the size.
On valuation, USCB Financial trades at a lower forward P/E (9.5x vs 11.5x for MVB Financial). MVB Financial offers the higher dividend yield (2.31% vs 2.03%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MVBF | USCB |
|---|---|---|
| Share price | $29.50 | $22.13 |
| Market cap | $381.94M | $408.84M |
| 1-day change | -0.27% | +0.68% |
| YTD return | +14.21% | +20.14% |
| 1-year return | +10.07% | +29.04% |
| 5-year return | -31.12% | +75.36% |
| P/E ratio (TTM) | 9.93 | 14.19 |
| Forward P/E | 11.54 | 9.53 |
| EPS (TTM) | $2.97 | $1.56 |
| Dividend yield | 2.31% | 2.03% |
| Annual dividend | $0.68 | $0.45 |
| 52-week high | $31.99 | $23.89 |
| 52-week low | $23.99 | $16.36 |
| Distance from 52-week high | -7.78% | -7.35% |
| Analyst consensus | buy | none |
| Avg. price target upside | +15.25% | +10.03% |
| Average volume | 51.36K | 67.48K |
| Shares outstanding | 12.95M | 18.47M |
| Employees | 403 | 216 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- USCB has outperformed MVBF by 19.0 percentage points over the past year.
- USCB Financial trades at a higher earnings multiple (14.2x vs 9.9x trailing P/E).
About MVB Financial
MVBF stock →MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients.
Finance · Major Banks · 403 employees
About USCB Financial
USCB stock →USCB Financial Holdings, Inc. operates as the bank holding company for U.S.
Finance · Major Banks · 216 employees
MVBF vs USCB FAQ
Which is bigger, MVB Financial or USCB Financial?
USCB Financial (USCB) is larger, with a market capitalization of $408.84M compared with $381.94M for MVB Financial (MVBF).
Which stock has performed better over the past year, MVBF or USCB?
USCB returned +29.04% over the past 12 months, compared with +10.07% for MVBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MVBF or USCB?
MVBF has the lower trailing P/E at 9.9, versus 14.2 for USCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, MVB Financial or USCB Financial?
MVB Financial has the higher yield at 2.31%, compared with 2.03% for USCB Financial.
Are MVB Financial and USCB Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.