Navient (NAVI) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
World Acceptance (WRLD) has outperformed Navient (NAVI) over the past year, losing 2.2% versus a loss of 25.5%. Over five years, WRLD leads with a -7.4% price change compared with -53.6% for NAVI. Navient is the larger company by market cap ($869.4 million vs $839.8 million), about 1.0 times the size.
On valuation, Navient trades at a lower forward P/E (9.5x vs 11.9x for World Acceptance). Navient pays a dividend yielding 6.90%, while World Acceptance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NAVI | WRLD |
|---|---|---|
| Share price | $9.27 | $180.20 |
| Market cap | $869.38M | $839.81M |
| 1-day change | +2.54% | +2.13% |
| YTD return | -28.69% | +28.36% |
| 1-year return | -25.48% | -2.18% |
| 5-year return | -53.60% | -7.35% |
| P/E ratio (TTM) | — | 22.14 |
| Forward P/E | 9.53 | 11.90 |
| EPS (TTM) | $-0.49 | $8.14 |
| Dividend yield | 6.90% | 0.00% |
| Annual dividend | $0.64 | $0.00 |
| 52-week high | $13.48 | $227.68 |
| 52-week low | $7.33 | $110.00 |
| Distance from 52-week high | -31.23% | -20.85% |
| Analyst consensus | hold | none |
| Avg. price target upside | -3.67% | +16.54% |
| Average volume | 1.23M | 90.09K |
| Shares outstanding | 93.78M | 4.66M |
| Employees | 670 | 2,907 |
| Sector | Finance | Finance |
| Industry | Investment Bankers/Brokers/Service | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WRLD has outperformed NAVI by 23.3 percentage points over the past year.
- Navient offers a meaningfully higher dividend yield (6.90% vs 0.00%).
About Navient
NAVI stock →Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending.
Finance · Investment Bankers/Brokers/Service · 670 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Finance · Finance: Consumer Services · 2,907 employees
NAVI vs WRLD FAQ
Which is bigger, Navient or World Acceptance?
Navient (NAVI) is larger, with a market capitalization of $869.38M compared with $839.81M for World Acceptance (WRLD).
Which stock has performed better over the past year, NAVI or WRLD?
WRLD returned -2.18% over the past 12 months, compared with -25.48% for NAVI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Navient or World Acceptance?
Navient pays a dividend yielding 6.90%, while World Acceptance does not currently pay a regular dividend.
Are Navient and World Acceptance in the same industry?
Both are in the Finance sector, but in different industries: Investment Bankers/Brokers/Service for Navient and Finance: Consumer Services for World Acceptance.