Lufax (LU) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
World Acceptance (WRLD) has outperformed Lufax (LU) over the past year, losing 0.2% versus a loss of 73.9%. Over five years, WRLD leads with a -9.3% price change compared with -96.2% for LU. Lufax is the larger company by market cap ($850.6 million vs $822.3 million), about 1.0 times the size.
On valuation, Lufax trades at a lower forward P/E (5.1x vs 11.7x for World Acceptance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LU | WRLD |
|---|---|---|
| Share price | $0.9814 | $176.44 |
| Market cap | $850.57M | $822.28M |
| 1-day change | -2.83% | -0.29% |
| YTD return | -60.55% | +25.68% |
| 1-year return | -73.90% | -0.16% |
| 5-year return | -96.19% | -9.29% |
| P/E ratio (TTM) | — | 22.33 |
| Forward P/E | 5.10 | 11.65 |
| EPS (TTM) | $-0.36 | $7.90 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $4.03 | $227.68 |
| 52-week low | $0.956 | $110.00 |
| Distance from 52-week high | -75.65% | -22.51% |
| Analyst consensus | buy | none |
| Avg. price target upside | +153.72% | +19.02% |
| Average volume | 1.09M | 91.78K |
| Shares outstanding | 866.69M | 4.66M |
| Employees | 29,136 | 2,907 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WRLD has outperformed LU by 73.7 percentage points over the past year.
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Financial Services · Credit Services · 29,136 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Financial Services · Credit Services · 2,907 employees
LU vs WRLD FAQ
Which is bigger, Lufax or World Acceptance?
Lufax (LU) is larger, with a market capitalization of $850.57M compared with $822.28M for World Acceptance (WRLD).
Which stock has performed better over the past year, LU or WRLD?
WRLD returned -0.16% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Are Lufax and World Acceptance in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.