National Bank (NBHC) vs OceanFirst Financial (OCFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
National Bank (NBHC) has outperformed OceanFirst Financial (OCFC) over the past year, losing 2.7% versus a loss of 9.2%. Over five years, NBHC leads with a -8.9% price change compared with -24.7% for OCFC. National Bank is the larger company by market cap ($1.68 billion vs $1.58 billion), about 1.1 times the size.
On valuation, OceanFirst Financial trades at a lower forward P/E (7.1x vs 9.6x for National Bank). OceanFirst Financial offers the higher dividend yield (4.90% vs 3.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NBHC | OCFC |
|---|---|---|
| Share price | $37.85 | $16.34 |
| Market cap | $1.68B | $1.58B |
| 1-day change | +0.40% | -0.76% |
| YTD return | -0.82% | -8.30% |
| 1-year return | -2.66% | -9.21% |
| 5-year return | -8.92% | -24.67% |
| P/E ratio (TTM) | 15.90 | 20.42 |
| Forward P/E | 9.55 | 7.11 |
| EPS (TTM) | $2.38 | $0.80 |
| Dividend yield | 3.36% | 4.90% |
| Annual dividend | $1.27 | $0.80 |
| 52-week high | $47.28 | $20.61 |
| 52-week low | $35.06 | $16.16 |
| Distance from 52-week high | -19.95% | -20.74% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.53% | +32.11% |
| Average volume | 436.30K | 986.63K |
| Shares outstanding | 44.29M | 96.65M |
| Employees | 1,250 | 898 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OceanFirst Financial trades at a higher earnings multiple (20.4x vs 15.9x trailing P/E).
- OceanFirst Financial offers a meaningfully higher dividend yield (4.90% vs 3.36%).
About National Bank
NBHC stock →National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits.
Finance · Major Banks · 1,250 employees
About OceanFirst Financial
OCFC stock →OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A.
Finance · Major Banks · 898 employees
NBHC vs OCFC FAQ
Which is bigger, National Bank or OceanFirst Financial?
National Bank (NBHC) is larger, with a market capitalization of $1.68B compared with $1.58B for OceanFirst Financial (OCFC).
Which stock has performed better over the past year, NBHC or OCFC?
NBHC returned -2.66% over the past 12 months, compared with -9.21% for OCFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NBHC or OCFC?
NBHC has the lower trailing P/E at 15.9, versus 20.4 for OCFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, National Bank or OceanFirst Financial?
OceanFirst Financial has the higher yield at 4.90%, compared with 3.36% for National Bank.
Are National Bank and OceanFirst Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.