Nicolet Bankshares (NIC) vs Renasant (RNST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Nicolet Bankshares (NIC) has outperformed Renasant (RNST) over the past year, gaining 23.4% versus a gain of 5.4%. Over five years, NIC leads with a +117.5% price change compared with +1.1% for RNST. Renasant is the larger company by market cap ($3.59 billion vs $3.44 billion), about 1.0 times the size.
On valuation, Renasant trades at a lower forward P/E (10.0x vs 12.2x for Nicolet Bankshares). Renasant offers the higher dividend yield (2.34% vs 0.80%). Nicolet Bankshares converts more of its revenue into profit, with a net margin of 38.4% versus 18.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NIC | RNST |
|---|---|---|
| Share price | $164.03 | $39.29 |
| Market cap | $3.44B | $3.59B |
| 1-day change | +1.32% | +1.05% |
| YTD return | +35.23% | +10.39% |
| 1-year return | +23.39% | +5.37% |
| 5-year return | +117.46% | +1.09% |
| P/E ratio (TTM) | 18.37 | 11.62 |
| Forward P/E | 12.19 | 10.00 |
| EPS (TTM) | $8.93 | $3.38 |
| Dividend yield | 0.80% | 2.34% |
| Annual dividend | $1.32 | $0.92 |
| Revenue (latest FY) | $392.04M | $985.85M |
| Revenue growth (YoY) | +11.91% | +37.72% |
| Net income (latest FY) | $150.69M | $181.27M |
| Net margin | 38.44% | 18.39% |
| 52-week high | $180.00 | $44.54 |
| 52-week low | $114.12 | $33.04 |
| Distance from 52-week high | -8.87% | -11.79% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.93% | +21.43% |
| Average volume | 168.28K | 637.04K |
| Shares outstanding | 20.96M | 91.40M |
| Employees | 1,429 | 3,000 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NIC has outperformed RNST by 18.0 percentage points over the past year.
- Nicolet Bankshares trades at a higher earnings multiple (18.4x vs 11.6x trailing P/E).
- Renasant offers a meaningfully higher dividend yield (2.34% vs 0.80%).
- Nicolet Bankshares is more profitable, keeping 38.4 cents of every revenue dollar as net income versus 18.4 cents for Renasant.
- Renasant grew revenue faster in its latest fiscal year (+37.72% vs +11.91%).
About Nicolet Bankshares
NIC stock →Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota.
Finance · Major Banks · 1,429 employees
About Renasant
RNST stock →Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management.
Finance · Major Banks · 3,000 employees
NIC vs RNST FAQ
Which is bigger, Nicolet Bankshares or Renasant?
Renasant (RNST) is larger, with a market capitalization of $3.59B compared with $3.44B for Nicolet Bankshares (NIC).
Which stock has performed better over the past year, NIC or RNST?
NIC returned +23.39% over the past 12 months, compared with +5.37% for RNST (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NIC or RNST?
RNST has the lower trailing P/E at 11.6, versus 18.4 for NIC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Nicolet Bankshares or Renasant?
Renasant has the higher yield at 2.34%, compared with 0.80% for Nicolet Bankshares.
Are Nicolet Bankshares and Renasant in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.