Nicolet Bankshares (NIC) vs TowneBank (TOWN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Nicolet Bankshares (NIC) has outperformed TowneBank (TOWN) over the past year, gaining 21.8% versus a gain of 2.8%. Over five years, NIC leads with a +114.6% price change compared with +9.7% for TOWN. Nicolet Bankshares is the larger company by market cap ($3.44 billion vs $3.26 billion), about 1.1 times the size.
On valuation, TowneBank trades at a lower forward P/E (9.9x vs 12.2x for Nicolet Bankshares). TowneBank offers the higher dividend yield (3.09% vs 0.81%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NIC | TOWN |
|---|---|---|
| Share price | $163.94 | $35.29 |
| Market cap | $3.44B | $3.26B |
| 1-day change | +1.27% | +0.89% |
| YTD return | +33.46% | +4.82% |
| 1-year return | +21.81% | +2.76% |
| 5-year return | +114.62% | +9.66% |
| P/E ratio (TTM) | 18.36 | 17.73 |
| Forward P/E | 12.19 | 9.93 |
| EPS (TTM) | $8.93 | $1.99 |
| Dividend yield | 0.81% | 3.09% |
| Annual dividend | $1.32 | $1.09 |
| Revenue (latest FY) | $392.04M | — |
| Revenue growth (YoY) | +11.91% | — |
| Net income (latest FY) | $150.69M | — |
| Net margin | 38.44% | — |
| 52-week high | $180.00 | $39.03 |
| 52-week low | $114.12 | $31.91 |
| Distance from 52-week high | -8.92% | -9.58% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.99% | +13.35% |
| Average volume | 172.37K | 589.51K |
| Shares outstanding | 20.96M | 92.44M |
| Employees | 1,429 | 2,932 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NIC has outperformed TOWN by 19.1 percentage points over the past year.
- TowneBank offers a meaningfully higher dividend yield (3.09% vs 0.81%).
About Nicolet Bankshares
NIC stock →Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota.
Finance · Major Banks · 1,429 employees
About TowneBank
TOWN stock →TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.
Finance · Major Banks · 2,932 employees
NIC vs TOWN FAQ
Which is bigger, Nicolet Bankshares or TowneBank?
Nicolet Bankshares (NIC) is larger, with a market capitalization of $3.44B compared with $3.26B for TowneBank (TOWN).
Which stock has performed better over the past year, NIC or TOWN?
NIC returned +21.81% over the past 12 months, compared with +2.76% for TOWN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NIC or TOWN?
TOWN has the lower trailing P/E at 17.7, versus 18.4 for NIC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Nicolet Bankshares or TowneBank?
TowneBank has the higher yield at 3.09%, compared with 0.81% for Nicolet Bankshares.
Are Nicolet Bankshares and TowneBank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.