NI (NODK) vs Octave Specialty Group (OSG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
NI (NODK) has outperformed Octave Specialty Group (OSG) over the past year, gaining 10.1% versus a loss of 44.9%. Over five years, NODK leads with a -25.2% price change compared with -67.9% for OSG. NI is the larger company by market cap ($301.4 million vs $212.2 million), about 1.4 times the size.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NODK | OSG |
|---|---|---|
| Share price | $14.77 | $4.71 |
| Market cap | $301.38M | $212.19M |
| 1-day change | -0.81% | -1.26% |
| YTD return | +11.95% | -38.69% |
| 1-year return | +10.13% | -44.86% |
| 5-year return | -25.21% | -67.92% |
| P/E ratio (TTM) | 38.87 | — |
| Forward P/E | — | 8.46 |
| EPS (TTM) | $0.38 | $-1.98 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $16.70 | $10.38 |
| 52-week low | $12.37 | $3.88 |
| Distance from 52-week high | -11.56% | -54.62% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +147.77% |
| Average volume | 25.73K | 478.00K |
| Shares outstanding | 20.40M | 45.05M |
| Employees | 166 | 483 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NODK has outperformed OSG by 55.0 percentage points over the past year.
About NI
NODK stock →NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies.
Finance · Property-Casualty Insurers · 166 employees
About Octave Specialty Group
OSG stock →Octave Specialty Group, Inc., an insurance holding company, primarily engages in the specialty property and casualty insurance business in the United States and the United Kingdom. It operates in two segments, Specialty Property and Casualty Insurance; and Insurance Distribution.
Finance · Property-Casualty Insurers · 483 employees
NODK vs OSG FAQ
Which is bigger, NI or Octave Specialty Group?
NI (NODK) is larger, with a market capitalization of $301.38M compared with $212.19M for Octave Specialty Group (OSG).
Which stock has performed better over the past year, NODK or OSG?
NODK returned +10.13% over the past 12 months, compared with -44.86% for OSG (price return, excluding dividends). Past performance does not predict future results.
Are NI and Octave Specialty Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.