Kingstone Companies (KINS) vs NI (NODK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Kingstone Companies (KINS) has outperformed NI (NODK) over the past year, gaining 29.1% versus a gain of 10.1%. Over five years, KINS leads with a +211.1% price change compared with -25.2% for NODK. NI is the larger company by market cap ($303.8 million vs $275.6 million), about 1.1 times the size.
On valuation, Kingstone Companies trades at a lower trailing P/E (7.7x vs 39.2x for NI). Kingstone Companies pays a dividend yielding 1.05%, while NI does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KINS | NODK |
|---|---|---|
| Share price | $19.04 | $14.89 |
| Market cap | $275.63M | $303.83M |
| 1-day change | +2.48% | +1.02% |
| YTD return | +13.13% | +11.95% |
| 1-year return | +29.08% | +10.13% |
| 5-year return | +211.11% | -25.21% |
| P/E ratio (TTM) | 7.74 | 39.18 |
| Forward P/E | 6.57 | — |
| EPS (TTM) | $2.46 | $0.38 |
| Dividend yield | 1.05% | 0.00% |
| Annual dividend | $0.20 | $0.00 |
| 52-week high | $20.90 | $16.70 |
| 52-week low | $13.83 | $12.37 |
| Distance from 52-week high | -8.90% | -10.84% |
| Analyst consensus | none | — |
| Avg. price target upside | +26.05% | — |
| Average volume | 98.07K | 25.76K |
| Shares outstanding | 14.48M | 20.40M |
| Employees | 113 | 166 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- KINS has outperformed NODK by 19.0 percentage points over the past year.
- NI trades at a higher earnings multiple (39.2x vs 7.7x trailing P/E).
- Kingstone Companies offers a meaningfully higher dividend yield (1.05% vs 0.00%).
About Kingstone Companies
KINS stock →Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products.
Financial Services · Insurance - Property & Casualty · 113 employees
About NI
NODK stock →NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies.
Financial Services · Insurance - Property & Casualty · 166 employees
KINS vs NODK FAQ
Which is bigger, Kingstone Companies or NI?
NI (NODK) is larger, with a market capitalization of $303.83M compared with $275.63M for Kingstone Companies (KINS).
Which stock has performed better over the past year, KINS or NODK?
KINS returned +29.08% over the past 12 months, compared with +10.13% for NODK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KINS or NODK?
KINS has the lower trailing P/E at 7.7, versus 39.2 for NODK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kingstone Companies or NI?
Kingstone Companies pays a dividend yielding 1.05%, while NI does not currently pay a regular dividend.
Are Kingstone Companies and NI in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.