Nu (NU) vs Truist Financial (TFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Nu (NU) has outperformed Truist Financial (TFC) over the past year, gaining 3.0% versus a gain of 0.8%. Nu is the larger company by market cap ($75.26 billion vs $55.68 billion), about 1.4 times the size, while Truist Financial is growing revenue faster (+53.0% vs +43.4%). On valuation, Truist Financial trades at a lower forward P/E (9.1x vs 13.8x for Nu).
Truist Financial pays a dividend yielding 4.56%, while Nu does not currently pay one. Truist Financial converts more of its revenue into profit, with a net margin of 26.1% versus 17.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NU | TFC |
|---|---|---|
| Share price | $15.58 | $45.58 |
| Market cap | $75.26B | $55.68B |
| 1-day change | -0.51% | -1.45% |
| YTD return | -6.93% | -7.38% |
| 1-year return | +2.97% | +0.84% |
| 5-year return | — | -25.69% |
| P/E ratio (TTM) | 21.34 | 10.48 |
| Forward P/E | 13.79 | 9.13 |
| EPS (TTM) | $0.73 | $4.35 |
| Dividend yield | 0.00% | 4.56% |
| Annual dividend | $0.00 | $2.08 |
| Revenue (latest FY) | $11.52B | $20.32B |
| Revenue growth (YoY) | +43.44% | +53.03% |
| Net income (latest FY) | $1.97B | $5.31B |
| Gross margin | 45.61% | — |
| Net margin | 17.12% | 26.12% |
| 52-week high | $18.98 | $56.20 |
| 52-week low | $11.20 | $40.78 |
| Distance from 52-week high | -17.91% | -18.90% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +20.47% | +19.15% |
| Average volume | 85.32M | 7.31M |
| Shares outstanding | 3.81B | 1.22B |
| Employees | — | 37,849 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Nu trades at a higher earnings multiple (21.3x vs 10.5x trailing P/E).
- Truist Financial offers a meaningfully higher dividend yield (4.56% vs 0.00%).
- Truist Financial is more profitable, keeping 26.1 cents of every revenue dollar as net income versus 17.1 cents for Nu.
- Truist Financial grew revenue faster in its latest fiscal year (+53.03% vs +43.44%).
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Finance · Finance: Consumer Services
About Truist Financial
TFC stock →Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking.
Finance · Major Banks · 37,849 employees
NU vs TFC FAQ
Which is bigger, Nu or Truist Financial?
Nu (NU) is larger, with a market capitalization of $75.26B compared with $55.68B for Truist Financial (TFC).
Which stock has performed better over the past year, NU or TFC?
NU returned +2.97% over the past 12 months, compared with +0.84% for TFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NU or TFC?
TFC has the lower trailing P/E at 10.5, versus 21.3 for NU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Nu or Truist Financial?
Truist Financial pays a dividend yielding 4.56%, while Nu does not currently pay a regular dividend.
Are Nu and Truist Financial in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Nu and Major Banks for Truist Financial.