Norwood Financial (NWFL) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Norwood Financial (NWFL) has outperformed Oak Valley Bancorp (CA) (OVLY) over the past year, gaining 33.3% versus a gain of 25.1%. Over five years, OVLY leads with a +85.2% price change compared with +30.8% for NWFL. Norwood Financial is the larger company by market cap ($365.5 million vs $280.7 million), about 1.3 times the size.
On valuation, Norwood Financial trades at a lower trailing P/E (11.6x vs 12.2x for Oak Valley Bancorp (CA)). Norwood Financial offers the higher dividend yield (3.79% vs 2.25%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NWFL | OVLY |
|---|---|---|
| Share price | $33.53 | $33.37 |
| Market cap | $365.55M | $280.73M |
| 1-day change | -1.00% | -2.63% |
| YTD return | +19.54% | +11.01% |
| 1-year return | +33.27% | +25.07% |
| 5-year return | +30.82% | +85.18% |
| P/E ratio (TTM) | 11.60 | 12.18 |
| Forward P/E | 8.65 | — |
| EPS (TTM) | $2.89 | $2.74 |
| Dividend yield | 3.79% | 2.25% |
| Annual dividend | $1.27 | $0.75 |
| 52-week high | $35.48 | $35.97 |
| 52-week low | $23.82 | $25.41 |
| Distance from 52-week high | -5.50% | -7.23% |
| Analyst consensus | none | — |
| Avg. price target upside | +8.86% | — |
| Average volume | 34.79K | 24.07K |
| Shares outstanding | 10.90M | 8.41M |
| Employees | 275 | 246 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Norwood Financial offers a meaningfully higher dividend yield (3.79% vs 2.25%).
About Norwood Financial
NWFL stock →Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States.
Financial Services · Banks - Regional · 275 employees
About Oak Valley Bancorp (CA)
OVLY stock →Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Financial Services · Banks - Regional · 246 employees
NWFL vs OVLY FAQ
Which is bigger, Norwood Financial or Oak Valley Bancorp (CA)?
Norwood Financial (NWFL) is larger, with a market capitalization of $365.55M compared with $280.73M for Oak Valley Bancorp (CA) (OVLY).
Which stock has performed better over the past year, NWFL or OVLY?
NWFL returned +33.27% over the past 12 months, compared with +25.07% for OVLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NWFL or OVLY?
NWFL has the lower trailing P/E at 11.6, versus 12.2 for OVLY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Norwood Financial or Oak Valley Bancorp (CA)?
Norwood Financial has the higher yield at 3.79%, compared with 2.25% for Oak Valley Bancorp (CA).
Are Norwood Financial and Oak Valley Bancorp (CA) in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.