First Community (FCCO) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Oak Valley Bancorp (CA) (OVLY) has outperformed First Community (FCCO) over the past year, gaining 27.1% versus a gain of 18.6%. Over five years, OVLY leads with a +90.2% price change compared with +66.8% for FCCO. First Community is the larger company by market cap ($304.1 million vs $288.3 million), about 1.1 times the size.
On valuation, First Community trades at a lower trailing P/E (12.1x vs 12.2x for Oak Valley Bancorp (CA)). Oak Valley Bancorp (CA) offers the higher dividend yield (2.19% vs 2.01%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCCO | OVLY |
|---|---|---|
| Share price | $32.36 | $34.27 |
| Market cap | $304.13M | $288.30M |
| 1-day change | -0.26% | 0.00% |
| YTD return | +9.41% | +14.01% |
| 1-year return | +18.57% | +27.11% |
| 5-year return | +66.79% | +90.18% |
| P/E ratio (TTM) | 12.07 | 12.15 |
| Forward P/E | 9.75 | — |
| EPS (TTM) | $2.68 | $2.82 |
| Dividend yield | 2.01% | 2.19% |
| Annual dividend | $0.65 | $0.75 |
| 52-week high | $35.74 | $35.97 |
| 52-week low | $25.92 | $25.41 |
| Distance from 52-week high | -9.47% | -4.73% |
| Analyst consensus | none | — |
| Avg. price target upside | +16.92% | — |
| Average volume | 55.60K | 24.07K |
| Shares outstanding | 9.40M | 8.41M |
| Employees | 298 | 246 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About First Community
FCCO stock →First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments.
Finance · Major Banks · 298 employees
About Oak Valley Bancorp (CA)
OVLY stock →Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Finance · Major Banks · 246 employees
FCCO vs OVLY FAQ
Which is bigger, First Community or Oak Valley Bancorp (CA)?
First Community (FCCO) is larger, with a market capitalization of $304.13M compared with $288.30M for Oak Valley Bancorp (CA) (OVLY).
Which stock has performed better over the past year, FCCO or OVLY?
OVLY returned +27.11% over the past 12 months, compared with +18.57% for FCCO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCCO or OVLY?
FCCO has the lower trailing P/E at 12.1, versus 12.2 for OVLY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community or Oak Valley Bancorp (CA)?
Oak Valley Bancorp (CA) has the higher yield at 2.19%, compared with 2.01% for First Community.
Are First Community and Oak Valley Bancorp (CA) in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.