MetaCap

Onity Group (ONIT) vs USBC (USBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Onity Group (ONIT) has outperformed USBC (USBC) over the past year, losing 26.0% versus a loss of 50.9%. Over five years, ONIT leads with a -8.2% price change compared with -99.5% for USBC. Onity Group is the larger company by market cap ($227.0 million vs $209.6 million), about 1.1 times the size.

On valuation, USBC trades at a lower trailing P/E (0.2x vs 1.8x for Onity Group).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ONIT-26.05%USBC-50.91%
+51%-14%-79%
Oct 7, 20251 yearOct 7, 2026
ONIT-5.07%USBC-99.41%
+93%-8%-109%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ONIT versus USBC key metrics
MetricONITUSBC
Share price$27.17$0.54
Market cap$226.99M$209.60M
1-day change-2.16%-1.73%
YTD return-40.66%-14.29%
1-year return-26.05%-50.91%
5-year return-8.18%-99.46%
P/E ratio (TTM)1.750.23
Forward P/E3.51—
EPS (TTM)$15.49$2.38
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$54.10$1.29
52-week low$26.98$0.29
Distance from 52-week high-49.78%-58.14%
Analyst consensusnone—
Avg. price target upside+93.23%—
Average volume73.07K312.90K
Shares outstanding8.35M388.14M
Employees4,00016
SectorFinancial ServicesTechnology
IndustryMortgage FinanceScientific & Technical Instruments

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ONIT has outperformed USBC by 24.9 percentage points over the past year.
  • Onity Group trades at a higher earnings multiple (1.8x vs 0.2x trailing P/E).
  • The two companies sit in different sectors: Onity Group in Financial Services and USBC in Technology.

About Onity Group

ONIT stock →

Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments.

Financial Services · Mortgage Finance · 4,000 employees

About USBC

USBC stock →

USBC, Inc., together with its subsidiaries, operates in digital financial technologies business in United States. The company develops transformative financial services, including digital assets, banking solutions, and non-invasive health monitoring research.

Technology · Scientific & Technical Instruments · 16 employees

ONIT vs USBC FAQ

Which is bigger, Onity Group or USBC?

Onity Group (ONIT) is larger, with a market capitalization of $226.99M compared with $209.60M for USBC (USBC).

Which stock has performed better over the past year, ONIT or USBC?

ONIT returned -26.05% over the past 12 months, compared with -50.91% for USBC (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ONIT or USBC?

USBC has the lower trailing P/E at 0.2, versus 1.8 for ONIT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are Onity Group and USBC in the same industry?

No. Onity Group is in the Financial Services sector, while USBC is in Technology.

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