MetaCap

OppFi (OPFI) vs WhiteFiber (WYFI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

OppFi (OPFI) has outperformed WhiteFiber (WYFI) over the past year, losing 39.3% versus a loss of 54.1%. WhiteFiber is the larger company by market cap ($611.9 million vs $518.9 million), about 1.2 times the size. On valuation, OppFi trades at a lower forward P/E (3.2x vs 108.1x for WhiteFiber).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

OPFI-39.34%WYFI-54.07%
+36%-19%-74%
Oct 8, 20251 yearOct 8, 2026
OPFI-43.68%WYFI+2.94%
+161%+54%-54%
Aug 4, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

OPFI versus WYFI key metrics
MetricOPFIWYFI
Share price$6.09$15.75
Market cap$518.92M$611.86M
1-day change+0.50%-6.42%
YTD return-41.78%-0.32%
1-year return-39.34%-54.07%
5-year return-17.44%—
P/E ratio (TTM)2.85—
Forward P/E3.16108.06
EPS (TTM)$2.14$-1.16
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$11.69$46.87
52-week low$5.91$10.51
Distance from 52-week high-47.90%-66.40%
Analyst consensusnonestrong_buy
Avg. price target upside+118.72%+156.83%
Average volume849.49K2.21M
Shares outstanding85.21M38.85M
Employees41083
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • OPFI has outperformed WYFI by 14.7 percentage points over the past year.

About OppFi

OPFI stock →

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform.

Finance · Finance: Consumer Services · 410 employees

About WhiteFiber

WYFI stock →

WhiteFiber, Inc. provides artificial intelligence (AI) infrastructure solutions.

Finance · Finance: Consumer Services · 83 employees

OPFI vs WYFI FAQ

Which is bigger, OppFi or WhiteFiber?

WhiteFiber (WYFI) is larger, with a market capitalization of $611.86M compared with $518.92M for OppFi (OPFI).

Which stock has performed better over the past year, OPFI or WYFI?

OPFI returned -39.34% over the past 12 months, compared with -54.07% for WYFI (price return, excluding dividends). Past performance does not predict future results.

Are OppFi and WhiteFiber in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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