OptimumBank (OPHC) vs Riverview Bancorp (RVSB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
OptimumBank (OPHC) has outperformed Riverview Bancorp (RVSB) over the past year, gaining 115.3% versus a gain of 12.8%. Over five years, OPHC leads with a +53.9% price change compared with -19.8% for RVSB. Riverview Bancorp is the larger company by market cap ($119.3 million vs $113.9 million), about 1.0 times the size.
On valuation, OptimumBank trades at a lower forward P/E (6.7x vs 16.2x for Riverview Bancorp). Riverview Bancorp pays a dividend yielding 1.34%, while OptimumBank does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPHC | RVSB |
|---|---|---|
| Share price | $9.02 | $5.98 |
| Market cap | $113.93M | $119.32M |
| 1-day change | -0.77% | +2.22% |
| YTD return | +112.24% | +19.12% |
| 1-year return | +115.27% | +12.83% |
| 5-year return | +53.92% | -19.84% |
| P/E ratio (TTM) | 10.37 | — |
| Forward P/E | 6.68 | 16.16 |
| EPS (TTM) | $0.87 | $-0.19 |
| Dividend yield | 0.00% | 1.34% |
| Annual dividend | $0.00 | $0.08 |
| 52-week high | $10.68 | $6.22 |
| 52-week low | $3.91 | $4.88 |
| Distance from 52-week high | -15.54% | -3.86% |
| Analyst consensus | none | none |
| Avg. price target upside | +21.06% | +17.06% |
| Average volume | 124.18K | 65.67K |
| Shares outstanding | 12.63M | 19.95M |
| Employees | 98 | 243 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPHC has outperformed RVSB by 102.4 percentage points over the past year.
- Riverview Bancorp offers a meaningfully higher dividend yield (1.34% vs 0.00%).
About OptimumBank
OPHC stock →OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses.
Financial Services · Banks - Regional · 98 employees
About Riverview Bancorp
RVSB stock →Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services.
Financial Services · Banks - Regional · 243 employees
OPHC vs RVSB FAQ
Which is bigger, OptimumBank or Riverview Bancorp?
Riverview Bancorp (RVSB) is larger, with a market capitalization of $119.32M compared with $113.93M for OptimumBank (OPHC).
Which stock has performed better over the past year, OPHC or RVSB?
OPHC returned +115.27% over the past 12 months, compared with +12.83% for RVSB (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, OptimumBank or Riverview Bancorp?
Riverview Bancorp pays a dividend yielding 1.34%, while OptimumBank does not currently pay a regular dividend.
Are OptimumBank and Riverview Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.