OptimumBank (OPHC) vs Winchester Bancorp (WSBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OptimumBank (OPHC) has outperformed Winchester Bancorp (WSBK) over the past year, gaining 115.3% versus a gain of 33.1%. Winchester Bancorp is the larger company by market cap ($115.6 million vs $113.9 million), about 1.0 times the size. On valuation, OptimumBank trades at a lower trailing P/E (10.4x vs 26.3x for Winchester Bancorp).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPHC | WSBK |
|---|---|---|
| Share price | $9.02 | $12.90 |
| Market cap | $113.93M | $115.59M |
| 1-day change | -0.77% | -0.31% |
| YTD return | +112.24% | +23.44% |
| 1-year return | +115.27% | +33.13% |
| 5-year return | +53.92% | — |
| P/E ratio (TTM) | 10.37 | 26.33 |
| Forward P/E | 6.68 | — |
| EPS (TTM) | $0.87 | $0.49 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.68 | $13.39 |
| 52-week low | $3.91 | $9.46 |
| Distance from 52-week high | -15.54% | -3.62% |
| Analyst consensus | none | — |
| Avg. price target upside | +21.06% | — |
| Average volume | 124.18K | 7.45K |
| Shares outstanding | 12.63M | 8.96M |
| Employees | 98 | 71 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPHC has outperformed WSBK by 82.1 percentage points over the past year.
- Winchester Bancorp trades at a higher earnings multiple (26.3x vs 10.4x trailing P/E).
About OptimumBank
OPHC stock →OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses.
Financial Services · Banks - Regional · 98 employees
About Winchester Bancorp
WSBK stock →Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.
Financial Services · Banks - Regional · 71 employees
OPHC vs WSBK FAQ
Which is bigger, OptimumBank or Winchester Bancorp?
Winchester Bancorp (WSBK) is larger, with a market capitalization of $115.59M compared with $113.93M for OptimumBank (OPHC).
Which stock has performed better over the past year, OPHC or WSBK?
OPHC returned +115.27% over the past 12 months, compared with +33.13% for WSBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OPHC or WSBK?
OPHC has the lower trailing P/E at 10.4, versus 26.3 for WSBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are OptimumBank and Winchester Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.