Pathfinder Bancorp (PBHC) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Pathfinder Bancorp (PBHC) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 11.1% versus a loss of 8.0%. Over five years, PBHC leads with a +4.7% price change compared with -7.2% for SFBC. Sound Financial Bancorp is the larger company by market cap ($109.0 million vs $106.5 million), about 1.0 times the size.
On valuation, Sound Financial Bancorp trades at a lower trailing P/E (13.6x vs 1696.0x for Pathfinder Bancorp). Pathfinder Bancorp offers the higher dividend yield (2.36% vs 1.88%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PBHC | SFBC |
|---|---|---|
| Share price | $16.96 | $42.46 |
| Market cap | $106.49M | $109.04M |
| 1-day change | -3.09% | -2.55% |
| YTD return | +20.20% | -2.68% |
| 1-year return | +11.14% | -8.04% |
| 5-year return | +4.69% | -7.17% |
| P/E ratio (TTM) | — | 13.61 |
| EPS (TTM) | $0.01 | $3.12 |
| Dividend yield | 2.36% | 1.88% |
| Annual dividend | $0.40 | $0.80 |
| 52-week high | $18.30 | $49.21 |
| 52-week low | $12.06 | $40.68 |
| Distance from 52-week high | -7.32% | -13.72% |
| Average volume | 7.77K | 10.30K |
| Shares outstanding | 4.90M | 2.57M |
| Employees | — | 92 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBHC has outperformed SFBC by 19.2 percentage points over the past year.
About Pathfinder Bancorp
PBHC stock →Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States.
Finance · Major Banks
About Sound Financial Bancorp
SFBC stock →Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.
Finance · Savings Institutions · 92 employees
PBHC vs SFBC FAQ
Which is bigger, Pathfinder Bancorp or Sound Financial Bancorp?
Sound Financial Bancorp (SFBC) is larger, with a market capitalization of $109.04M compared with $106.49M for Pathfinder Bancorp (PBHC).
Which stock has performed better over the past year, PBHC or SFBC?
PBHC returned +11.14% over the past 12 months, compared with -8.04% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Pathfinder Bancorp or Sound Financial Bancorp?
Pathfinder Bancorp has the higher yield at 2.36%, compared with 1.88% for Sound Financial Bancorp.
Are Pathfinder Bancorp and Sound Financial Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Pathfinder Bancorp and Savings Institutions for Sound Financial Bancorp.