Pathfinder Bancorp (PBHC) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Pathfinder Bancorp (PBHC) has outperformed Union Bankshares (UNB) over the past year, gaining 11.1% versus a loss of 6.5%. Over five years, PBHC leads with a +4.7% price change compared with -29.3% for UNB. Union Bankshares is the larger company by market cap ($113.3 million vs $106.5 million), about 1.1 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.8x vs 1696.0x for Pathfinder Bancorp). Union Bankshares offers the higher dividend yield (6.29% vs 2.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PBHC | UNB |
|---|---|---|
| Share price | $16.96 | $22.90 |
| Market cap | $106.49M | $113.26M |
| 1-day change | -3.09% | -0.43% |
| YTD return | +20.20% | -3.50% |
| 1-year return | +11.14% | -6.53% |
| 5-year return | +4.69% | -29.32% |
| P/E ratio (TTM) | — | 8.84 |
| EPS (TTM) | $0.01 | $2.59 |
| Dividend yield | 2.36% | 6.29% |
| Annual dividend | $0.40 | $1.44 |
| 52-week high | $18.30 | $26.41 |
| 52-week low | $12.06 | $20.65 |
| Distance from 52-week high | -7.32% | -13.29% |
| Average volume | 5.97K | 5.62K |
| Shares outstanding | 4.90M | 4.95M |
| Employees | — | 195 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBHC has outperformed UNB by 17.7 percentage points over the past year.
- Union Bankshares offers a meaningfully higher dividend yield (6.29% vs 2.36%).
About Pathfinder Bancorp
PBHC stock →Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States.
Finance · Major Banks
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
PBHC vs UNB FAQ
Which is bigger, Pathfinder Bancorp or Union Bankshares?
Union Bankshares (UNB) is larger, with a market capitalization of $113.26M compared with $106.49M for Pathfinder Bancorp (PBHC).
Which stock has performed better over the past year, PBHC or UNB?
PBHC returned +11.14% over the past 12 months, compared with -6.53% for UNB (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Pathfinder Bancorp or Union Bankshares?
Union Bankshares has the higher yield at 6.29%, compared with 2.36% for Pathfinder Bancorp.
Are Pathfinder Bancorp and Union Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.