Bank of the James Financial Group (BOTJ) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed Union Bankshares (UNB) over the past year, gaining 70.3% versus a loss of 6.5%. Over five years, BOTJ leads with a +83.5% price change compared with -29.3% for UNB. Bank of the James Financial Group is the larger company by market cap ($122.4 million vs $113.3 million), about 1.1 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.8x vs 10.6x for Bank of the James Financial Group). Union Bankshares offers the higher dividend yield (6.29% vs 1.48%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | UNB |
|---|---|---|
| Share price | $26.94 | $22.90 |
| Market cap | $122.40M | $113.26M |
| 1-day change | -0.81% | -0.43% |
| YTD return | +44.99% | -3.50% |
| 1-year return | +70.29% | -6.53% |
| 5-year return | +83.51% | -29.32% |
| P/E ratio (TTM) | 10.65 | 8.84 |
| EPS (TTM) | $2.53 | $2.59 |
| Dividend yield | 1.48% | 6.29% |
| Annual dividend | $0.40 | $1.44 |
| 52-week high | $29.79 | $26.41 |
| 52-week low | $14.44 | $20.65 |
| Distance from 52-week high | -9.57% | -13.29% |
| Average volume | 37.65K | 5.69K |
| Shares outstanding | 4.54M | 4.95M |
| Employees | 162 | 195 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed UNB by 76.8 percentage points over the past year.
- Union Bankshares offers a meaningfully higher dividend yield (6.29% vs 1.48%).
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
BOTJ vs UNB FAQ
Which is bigger, Bank of the James Financial Group or Union Bankshares?
Bank of the James Financial Group (BOTJ) is larger, with a market capitalization of $122.40M compared with $113.26M for Union Bankshares (UNB).
Which stock has performed better over the past year, BOTJ or UNB?
BOTJ returned +70.29% over the past 12 months, compared with -6.53% for UNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOTJ or UNB?
UNB has the lower trailing P/E at 8.8, versus 10.6 for BOTJ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of the James Financial Group or Union Bankshares?
Union Bankshares has the higher yield at 6.29%, compared with 1.48% for Bank of the James Financial Group.
Are Bank of the James Financial Group and Union Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.