Pagaya Technologies (PGY) vs Wealthfront (WLTH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Wealthfront is the larger company by market cap ($1.69 billion vs $1.52 billion), about 1.1 times the size, while Pagaya Technologies is growing revenue faster (+26.1% vs +18.2%). On valuation, Pagaya Technologies trades at a lower forward P/E (4.4x vs 14.7x for Wealthfront). Pagaya Technologies converts more of its revenue into profit, with a net margin of 6.3% versus -11.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PGY | WLTH |
|---|---|---|
| Share price | $18.22 | $10.82 |
| Market cap | $1.52B | $1.69B |
| 1-day change | -0.22% | -0.64% |
| YTD return | -12.82% | -19.87% |
| 1-year return | -39.91% | — |
| 5-year return | -84.66% | — |
| P/E ratio (TTM) | 13.20 | — |
| Forward P/E | 4.44 | 14.72 |
| EPS (TTM) | $1.38 | $-0.95 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.30B | $364.99M |
| Revenue growth (YoY) | +26.07% | +18.17% |
| Net income (latest FY) | $81.39M | $-42.07M |
| Gross margin | 42.43% | 89.59% |
| Operating margin | 20.27% | — |
| Net margin | 6.25% | -11.53% |
| 52-week high | $31.54 | $14.75 |
| 52-week low | $10.40 | $7.20 |
| Distance from 52-week high | -42.23% | -26.64% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +58.18% | +13.22% |
| Average volume | 2.55M | 2.02M |
| Shares outstanding | 72.14M | 156.18M |
| Employees | 493 | 415 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Pagaya Technologies is more profitable, keeping 6.3 cents of every revenue dollar as net income versus -11.5 cents for Wealthfront.
- Pagaya Technologies grew revenue faster in its latest fiscal year (+26.07% vs +18.17%).
About Pagaya Technologies
PGY stock →Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process.
Finance · Finance: Consumer Services · 493 employees
About Wealthfront
WLTH stock →Wealthfront Corporation is a privately owned investment manager. It primarily provides its services to individuals.
Finance · Finance: Consumer Services · 415 employees
PGY vs WLTH FAQ
Which is bigger, Pagaya Technologies or Wealthfront?
Wealthfront (WLTH) is larger, with a market capitalization of $1.69B compared with $1.52B for Pagaya Technologies (PGY).
Are Pagaya Technologies and Wealthfront in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.