PNC Financial Services Group (PNC) vs Truist Financial (TFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
PNC Financial Services Group (PNC) has outperformed Truist Financial (TFC) over the past year, gaining 12.3% versus a gain of 0.8%. Over five years, PNC leads with a +9.3% price change compared with -25.7% for TFC. PNC Financial Services Group is the larger company by market cap ($86.86 billion vs $55.68 billion), about 1.6 times the size, while Truist Financial is growing revenue faster (+53.0% vs +7.2%).
On valuation, Truist Financial trades at a lower forward P/E (9.1x vs 10.1x for PNC Financial Services Group). Truist Financial offers the higher dividend yield (4.56% vs 3.12%). PNC Financial Services Group converts more of its revenue into profit, with a net margin of 30.3% versus 26.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PNC | TFC |
|---|---|---|
| Share price | $217.72 | $45.58 |
| Market cap | $86.86B | $55.68B |
| 1-day change | -1.11% | -1.45% |
| YTD return | +4.31% | -7.38% |
| 1-year return | +12.34% | +0.84% |
| 5-year return | +9.34% | -25.69% |
| P/E ratio (TTM) | 12.12 | 10.62 |
| Forward P/E | 10.15 | 9.13 |
| EPS (TTM) | $17.96 | $4.29 |
| Dividend yield | 3.12% | 4.56% |
| Annual dividend | $6.80 | $2.08 |
| Revenue (latest FY) | $23.10B | $20.32B |
| Revenue growth (YoY) | +7.16% | +53.03% |
| Net income (latest FY) | $7.00B | $5.31B |
| Net margin | 30.29% | 26.12% |
| 52-week high | $258.96 | $56.20 |
| 52-week low | $176.88 | $40.78 |
| Distance from 52-week high | -15.93% | -18.90% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +25.07% | +19.15% |
| Average volume | 1.76M | 7.31M |
| Shares outstanding | 398.94M | 1.22B |
| Employees | 55,704 | 37,849 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PNC has outperformed TFC by 11.5 percentage points over the past year.
- Truist Financial offers a meaningfully higher dividend yield (4.56% vs 3.12%).
- Truist Financial grew revenue faster in its latest fiscal year (+53.03% vs +7.16%).
About PNC Financial Services Group
PNC stock →The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
Finance · Major Banks · 55,704 employees
About Truist Financial
TFC stock →Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking.
Finance · Major Banks · 37,849 employees
PNC vs TFC FAQ
Which is bigger, PNC Financial Services Group or Truist Financial?
PNC Financial Services Group (PNC) is larger, with a market capitalization of $86.86B compared with $55.68B for Truist Financial (TFC).
Which stock has performed better over the past year, PNC or TFC?
PNC returned +12.34% over the past 12 months, compared with +0.84% for TFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PNC or TFC?
TFC has the lower trailing P/E at 10.6, versus 12.1 for PNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, PNC Financial Services Group or Truist Financial?
Truist Financial has the higher yield at 4.56%, compared with 3.12% for PNC Financial Services Group.
Are PNC Financial Services Group and Truist Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.