U.S. Bancorp (USB) vs Wells Fargo (WFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
U.S. Bancorp (USB) has outperformed Wells Fargo (WFC) over the past year, gaining 18.3% versus a loss of 1.1%. Over five years, WFC leads with a +65.9% price change compared with -6.7% for USB. Wells Fargo is the larger company by market cap ($242.71 billion vs $87.52 billion), about 2.8 times the size, while U.S. Bancorp is growing revenue faster (+4.4% vs +1.7%).
On valuation, U.S. Bancorp trades at a lower forward P/E (9.7x vs 10.0x for Wells Fargo). U.S. Bancorp offers the higher dividend yield (3.70% vs 2.24%). U.S. Bancorp converts more of its revenue into profit, with a net margin of 26.4% versus 25.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | USB | WFC |
|---|---|---|
| Share price | $56.17 | $80.26 |
| Market cap | $87.52B | $242.71B |
| 1-day change | -1.95% | -1.53% |
| YTD return | +5.27% | -13.88% |
| 1-year return | +18.25% | -1.08% |
| 5-year return | -6.74% | +65.89% |
| P/E ratio (TTM) | 11.44 | 11.86 |
| Forward P/E | 9.67 | 10.02 |
| EPS (TTM) | $4.91 | $6.77 |
| Dividend yield | 3.70% | 2.24% |
| Annual dividend | $2.08 | $1.80 |
| Revenue (latest FY) | $28.66B | $83.70B |
| Revenue growth (YoY) | +4.37% | +1.70% |
| Net income (latest FY) | $7.57B | $21.34B |
| Net margin | 26.42% | 25.49% |
| 52-week high | $66.08 | $97.76 |
| 52-week low | $45.02 | $72.78 |
| Distance from 52-week high | -15.00% | -17.90% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +22.84% | +23.60% |
| Average volume | 7.45M | 14.20M |
| Shares outstanding | 1.56B | 3.02B |
| Employees | 70,000 | 197,466 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Wells Fargo is about 2.8 times larger than U.S. Bancorp by market value ($242.71B vs $87.52B).
- USB has outperformed WFC by 19.3 percentage points over the past year.
- U.S. Bancorp offers a meaningfully higher dividend yield (3.70% vs 2.24%).
About U.S. Bancorp
USB stock →U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.
Finance · Major Banks · 70,000 employees
About Wells Fargo
WFC stock →Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management.
Finance · Major Banks · 197,466 employees
USB vs WFC FAQ
Which is bigger, U.S. Bancorp or Wells Fargo?
Wells Fargo (WFC) is larger, with a market capitalization of $242.71B compared with $87.52B for U.S. Bancorp (USB).
Which stock has performed better over the past year, USB or WFC?
USB returned +18.25% over the past 12 months, compared with -1.08% for WFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, USB or WFC?
USB has the lower trailing P/E at 11.4, versus 11.9 for WFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, U.S. Bancorp or Wells Fargo?
U.S. Bancorp has the higher yield at 3.70%, compared with 2.24% for Wells Fargo.
Are U.S. Bancorp and Wells Fargo in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.