Pinnacle Financial Partners (PNFP) vs SouthState Bank (SSB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Pinnacle Financial Partners (PNFP) has outperformed SouthState Bank (SSB) over the past year, gaining 3.4% versus a gain of 1.0%. Over five years, SSB leads with a +29.9% price change compared with -6.7% for PNFP. Pinnacle Financial Partners is the larger company by market cap ($14.31 billion vs $9.75 billion), about 1.5 times the size, while SouthState Bank is growing revenue faster (+56.1% vs +18.3%).
On valuation, Pinnacle Financial Partners trades at a lower forward P/E (8.2x vs 9.7x for SouthState Bank). SouthState Bank offers the higher dividend yield (2.39% vs 1.56%). Pinnacle Financial Partners converts more of its revenue into profit, with a net margin of 31.2% versus 29.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PNFP | SSB |
|---|---|---|
| Share price | $94.67 | $100.57 |
| Market cap | $14.31B | $9.75B |
| 1-day change | +1.70% | +1.68% |
| YTD return | -0.78% | +6.86% |
| 1-year return | +3.41% | +1.02% |
| 5-year return | -6.70% | +29.90% |
| P/E ratio (TTM) | 13.04 | 10.56 |
| Forward P/E | 8.24 | 9.69 |
| EPS (TTM) | $7.26 | $9.52 |
| Dividend yield | 1.56% | 2.39% |
| Annual dividend | $1.48 | $2.40 |
| Revenue (latest FY) | $2.05B | $2.68B |
| Revenue growth (YoY) | +18.31% | +56.08% |
| Net income (latest FY) | $641.87M | $798.67M |
| Net margin | 31.24% | 29.79% |
| 52-week high | $110.33 | $112.20 |
| 52-week low | $81.08 | $84.48 |
| Distance from 52-week high | -14.19% | -10.37% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +25.89% | +18.33% |
| Average volume | 1.12M | 760.38K |
| Shares outstanding | 151.11M | 96.97M |
| Employees | 8,433 | 6,431 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SouthState Bank grew revenue faster in its latest fiscal year (+56.08% vs +18.31%).
About Pinnacle Financial Partners
PNFP stock →Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States.
Finance · Major Banks · 8,433 employees
About SouthState Bank
SSB stock →SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts.
Finance · Major Banks · 6,431 employees
PNFP vs SSB FAQ
Which is bigger, Pinnacle Financial Partners or SouthState Bank?
Pinnacle Financial Partners (PNFP) is larger, with a market capitalization of $14.31B compared with $9.75B for SouthState Bank (SSB).
Which stock has performed better over the past year, PNFP or SSB?
PNFP returned +3.41% over the past 12 months, compared with +1.02% for SSB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PNFP or SSB?
SSB has the lower trailing P/E at 10.6, versus 13.0 for PNFP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pinnacle Financial Partners or SouthState Bank?
SouthState Bank has the higher yield at 2.39%, compared with 1.56% for Pinnacle Financial Partners.
Are Pinnacle Financial Partners and SouthState Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.