Ally Financial (ALLY) vs Pinnacle Financial Partners (PNFP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pinnacle Financial Partners (PNFP) has outperformed Ally Financial (ALLY) over the past year, gaining 1.3% versus a loss of 6.4%. Over five years, PNFP leads with a -6.7% price change compared with -31.9% for ALLY. Pinnacle Financial Partners is the larger company by market cap ($14.07 billion vs $11.37 billion), about 1.2 times the size.
On valuation, Ally Financial trades at a lower forward P/E (6.0x vs 8.1x for Pinnacle Financial Partners). Ally Financial offers the higher dividend yield (3.21% vs 1.59%). Pinnacle Financial Partners converts more of its revenue into profit, with a net margin of 31.2% versus 10.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ALLY | PNFP |
|---|---|---|
| Share price | $37.37 | $93.09 |
| Market cap | $11.37B | $14.07B |
| 1-day change | -0.66% | -3.17% |
| YTD return | -17.49% | -2.43% |
| 1-year return | -6.39% | +1.27% |
| 5-year return | -31.93% | -6.70% |
| P/E ratio (TTM) | 8.79 | 12.82 |
| Forward P/E | 6.02 | 8.09 |
| EPS (TTM) | $4.25 | $7.26 |
| Dividend yield | 3.21% | 1.59% |
| Annual dividend | $1.20 | $1.48 |
| Revenue (latest FY) | $7.91B | $2.05B |
| Revenue growth (YoY) | -3.26% | +18.31% |
| Net income (latest FY) | $852.00M | $641.87M |
| Net margin | 10.77% | 31.24% |
| 52-week high | $47.29 | $110.33 |
| 52-week low | $35.92 | $81.08 |
| Distance from 52-week high | -20.98% | -15.63% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +34.55% | +28.03% |
| Average volume | 3.32M | 1.11M |
| Shares outstanding | 304.20M | 151.11M |
| Employees | 10,300 | 8,433 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Pinnacle Financial Partners trades at a higher earnings multiple (12.8x vs 8.8x trailing P/E).
- Ally Financial offers a meaningfully higher dividend yield (3.21% vs 1.59%).
- Pinnacle Financial Partners is more profitable, keeping 31.2 cents of every revenue dollar as net income versus 10.8 cents for Ally Financial.
- Pinnacle Financial Partners grew revenue faster in its latest fiscal year (+18.31% vs -3.26%).
About Ally Financial
ALLY stock →Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.
Finance · Major Banks · 10,300 employees
About Pinnacle Financial Partners
PNFP stock →Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States.
Finance · Major Banks · 8,433 employees
ALLY vs PNFP FAQ
Which is bigger, Ally Financial or Pinnacle Financial Partners?
Pinnacle Financial Partners (PNFP) is larger, with a market capitalization of $14.07B compared with $11.37B for Ally Financial (ALLY).
Which stock has performed better over the past year, ALLY or PNFP?
PNFP returned +1.27% over the past 12 months, compared with -6.39% for ALLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ALLY or PNFP?
ALLY has the lower trailing P/E at 8.8, versus 12.8 for PNFP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ally Financial or Pinnacle Financial Partners?
Ally Financial has the higher yield at 3.21%, compared with 1.59% for Pinnacle Financial Partners.
Are Ally Financial and Pinnacle Financial Partners in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.