PRA Group (PRAA) vs Qfin (QFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
PRA Group (PRAA) has outperformed Qfin (QFIN) over the past year, gaining 45.8% versus a loss of 78.6%. Over five years, PRAA leads with a -52.7% price change compared with -70.2% for QFIN. PRA Group is the larger company by market cap ($754.1 million vs $753.8 million), about 1.0 times the size.
On valuation, Qfin trades at a lower forward P/E (2.2x vs 7.7x for PRA Group). Qfin pays a dividend yielding 136.32%, while PRA Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PRAA | QFIN |
|---|---|---|
| Share price | $20.03 | $6.20 |
| Market cap | $754.09M | $753.81M |
| 1-day change | -1.43% | +1.72% |
| YTD return | +14.87% | -68.37% |
| 1-year return | +45.77% | -78.63% |
| 5-year return | -52.71% | -70.24% |
| P/E ratio (TTM) | — | 1.48 |
| Forward P/E | 7.70 | 2.16 |
| EPS (TTM) | $-6.78 | $4.18 |
| Dividend yield | 0.00% | 136.32% |
| Annual dividend | $0.00 | $8.45 |
| 52-week high | $22.55 | $28.99 |
| 52-week low | $10.25 | $5.93 |
| Distance from 52-week high | -11.18% | -78.61% |
| Analyst consensus | none | buy |
| Avg. price target upside | +29.81% | +138.87% |
| Average volume | 409.62K | 2.10M |
| Shares outstanding | 37.65M | 121.58M |
| Employees | 2,417 | 3,557 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PRAA has outperformed QFIN by 124.4 percentage points over the past year.
- Qfin offers a meaningfully higher dividend yield (136.32% vs 0.00%).
About PRA Group
PRAA stock →PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed.
Finance · Finance Companies · 2,417 employees
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Finance · Finance: Consumer Services · 3,557 employees
PRAA vs QFIN FAQ
Which is bigger, PRA Group or Qfin?
PRA Group (PRAA) is larger, with a market capitalization of $754.09M compared with $753.81M for Qfin (QFIN).
Which stock has performed better over the past year, PRAA or QFIN?
PRAA returned +45.77% over the past 12 months, compared with -78.63% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, PRA Group or Qfin?
Qfin pays a dividend yielding 136.32%, while PRA Group does not currently pay a regular dividend.
Are PRA Group and Qfin in the same industry?
Both are in the Finance sector, but in different industries: Finance Companies for PRA Group and Finance: Consumer Services for Qfin.