PRA Group (PRAA) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
PRA Group (PRAA) has outperformed World Acceptance (WRLD) over the past year, gaining 45.8% versus a loss of 2.2%. Over five years, WRLD leads with a -7.4% price change compared with -52.7% for PRAA. World Acceptance is the larger company by market cap ($839.8 million vs $765.0 million), about 1.1 times the size.
On valuation, PRA Group trades at a lower forward P/E (7.8x vs 11.9x for World Acceptance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PRAA | WRLD |
|---|---|---|
| Share price | $20.32 | $180.20 |
| Market cap | $765.01M | $839.81M |
| 1-day change | +0.20% | +2.13% |
| YTD return | +14.87% | +28.36% |
| 1-year return | +45.77% | -2.18% |
| 5-year return | -52.71% | -7.35% |
| P/E ratio (TTM) | — | 22.14 |
| Forward P/E | 7.82 | 11.90 |
| EPS (TTM) | $-6.78 | $8.14 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $22.55 | $227.68 |
| 52-week low | $10.25 | $110.00 |
| Distance from 52-week high | -9.89% | -20.85% |
| Analyst consensus | none | none |
| Avg. price target upside | +27.95% | +16.54% |
| Average volume | 409.62K | 90.09K |
| Shares outstanding | 37.65M | 4.66M |
| Employees | 2,417 | 2,907 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PRAA has outperformed WRLD by 47.9 percentage points over the past year.
About PRA Group
PRAA stock →PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed.
Finance · Finance Companies · 2,417 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Finance · Finance: Consumer Services · 2,907 employees
PRAA vs WRLD FAQ
Which is bigger, PRA Group or World Acceptance?
World Acceptance (WRLD) is larger, with a market capitalization of $839.81M compared with $765.01M for PRA Group (PRAA).
Which stock has performed better over the past year, PRAA or WRLD?
PRAA returned +45.77% over the past 12 months, compared with -2.18% for WRLD (price return, excluding dividends). Past performance does not predict future results.
Are PRA Group and World Acceptance in the same industry?
Both are in the Finance sector, but in different industries: Finance Companies for PRA Group and Finance: Consumer Services for World Acceptance.