Prudential Financial (PRU) vs Reinsurance Group of America (RGA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Reinsurance Group of America (RGA) has outperformed Prudential Financial (PRU) over the past year, gaining 29.8% versus a gain of 10.3%. Over five years, RGA leads with a +111.7% price change compared with +2.7% for PRU. Prudential Financial is the larger company by market cap ($39.03 billion vs $16.70 billion), about 2.3 times the size, while Reinsurance Group of America is growing revenue faster (+7.2% vs -13.7%).
On valuation, Prudential Financial trades at a lower forward P/E (7.6x vs 8.6x for Reinsurance Group of America). Prudential Financial offers the higher dividend yield (4.86% vs 1.46%). Prudential Financial converts more of its revenue into profit, with a net margin of 5.9% versus 5.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PRU | RGA |
|---|---|---|
| Share price | $113.14 | $255.66 |
| Market cap | $39.03B | $16.70B |
| 1-day change | -0.35% | -0.11% |
| YTD return | +0.58% | +25.79% |
| 1-year return | +10.34% | +29.81% |
| 5-year return | +2.66% | +111.67% |
| P/E ratio (TTM) | 10.25 | 11.26 |
| Forward P/E | 7.61 | 8.56 |
| EPS (TTM) | $11.04 | $22.71 |
| Dividend yield | 4.86% | 1.46% |
| Annual dividend | $5.50 | $3.72 |
| Revenue (latest FY) | $60.77B | $23.70B |
| Revenue growth (YoY) | -13.68% | +7.20% |
| Net income (latest FY) | $3.58B | $1.18B |
| Net margin | 5.88% | 4.99% |
| 52-week high | $127.72 | $258.53 |
| 52-week low | $91.89 | $178.21 |
| Distance from 52-week high | -11.42% | -1.11% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +0.47% | +8.30% |
| Average volume | 1.70M | 354.75K |
| Shares outstanding | 345.00M | 65.30M |
| Employees | 36,607 | 4,300 |
| Sector | Finance | Finance |
| Industry | Life Insurance | Life Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Prudential Financial is about 2.3 times larger than Reinsurance Group of America by market value ($39.03B vs $16.70B).
- RGA has outperformed PRU by 19.5 percentage points over the past year.
- Prudential Financial offers a meaningfully higher dividend yield (4.86% vs 1.46%).
- Reinsurance Group of America grew revenue faster in its latest fiscal year (+7.20% vs -13.68%).
About Prudential Financial
PRU stock →Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments.
Finance · Life Insurance · 36,607 employees
About Reinsurance Group of America
RGA stock →Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions.
Finance · Life Insurance · 4,300 employees
PRU vs RGA FAQ
Which is bigger, Prudential Financial or Reinsurance Group of America?
Prudential Financial (PRU) is larger, with a market capitalization of $39.03B compared with $16.70B for Reinsurance Group of America (RGA).
Which stock has performed better over the past year, PRU or RGA?
RGA returned +29.81% over the past 12 months, compared with +10.34% for PRU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PRU or RGA?
PRU has the lower trailing P/E at 10.2, versus 11.3 for RGA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Prudential Financial or Reinsurance Group of America?
Prudential Financial has the higher yield at 4.86%, compared with 1.46% for Reinsurance Group of America.
Are Prudential Financial and Reinsurance Group of America in the same industry?
Yes. Both are classified in the Life Insurance industry within the Finance sector.