Prospect Capital (PSEC) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
World Acceptance (WRLD) has outperformed Prospect Capital (PSEC) over the past year, losing 0.2% versus a loss of 33.1%. Over five years, WRLD leads with a -9.3% price change compared with -77.5% for PSEC. Prospect Capital is the larger company by market cap ($982.2 million vs $822.3 million), about 1.2 times the size.
On valuation, Prospect Capital trades at a lower forward P/E (5.3x vs 11.7x for World Acceptance). Prospect Capital pays a dividend yielding 28.26%, while World Acceptance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PSEC | WRLD |
|---|---|---|
| Share price | $1.84 | $176.44 |
| Market cap | $982.22M | $822.28M |
| 1-day change | +0.55% | -0.29% |
| YTD return | -28.96% | +25.68% |
| 1-year return | -33.09% | -0.16% |
| 5-year return | -77.51% | -9.29% |
| P/E ratio (TTM) | 30.67 | 22.33 |
| Forward P/E | 5.26 | 11.65 |
| EPS (TTM) | $0.06 | $7.90 |
| Dividend yield | 28.26% | 0.00% |
| Annual dividend | $0.52 | $0.00 |
| 52-week high | $3.13 | $227.68 |
| 52-week low | $1.75 | $110.00 |
| Distance from 52-week high | -41.21% | -22.51% |
| Average volume | 4.65M | 91.78K |
| Shares outstanding | 533.82M | 4.66M |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WRLD has outperformed PSEC by 32.9 percentage points over the past year.
- Prospect Capital trades at a higher earnings multiple (30.7x vs 22.3x trailing P/E).
- Prospect Capital offers a meaningfully higher dividend yield (28.26% vs 0.00%).
PSEC vs WRLD FAQ
Which is bigger, Prospect Capital or World Acceptance?
Prospect Capital (PSEC) is larger, with a market capitalization of $982.22M compared with $822.28M for World Acceptance (WRLD).
Which stock has performed better over the past year, PSEC or WRLD?
WRLD returned -0.16% over the past 12 months, compared with -33.09% for PSEC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PSEC or WRLD?
WRLD has the lower trailing P/E at 22.3, versus 30.7 for PSEC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Prospect Capital or World Acceptance?
Prospect Capital pays a dividend yielding 28.26%, while World Acceptance does not currently pay a regular dividend.
Are Prospect Capital and World Acceptance in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.