Runway Growth Finance (RWAY) vs X Financial (XYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Runway Growth Finance (RWAY) has outperformed X Financial (XYF) over the past year, losing 35.1% versus a loss of 65.3%. Runway Growth Finance is the larger company by market cap ($268.0 million vs $187.6 million), about 1.4 times the size. On valuation, Runway Growth Finance trades at a lower forward P/E (4.8x vs 13.7x for X Financial).
X Financial offers the higher dividend yield (75.14% vs 20.64%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RWAY | XYF |
|---|---|---|
| Share price | $6.40 | $5.08 |
| Market cap | $268.01M | $187.57M |
| 1-day change | -1.01% | +0.17% |
| YTD return | -27.66% | -9.46% |
| 1-year return | -35.08% | -65.32% |
| 5-year return | — | +17.36% |
| P/E ratio (TTM) | 26.65 | 2.43 |
| Forward P/E | 4.77 | 13.73 |
| EPS (TTM) | $0.24 | $2.09 |
| Dividend yield | 20.64% | 75.14% |
| Annual dividend | $1.32 | $3.82 |
| 52-week high | $10.20 | $14.37 |
| 52-week low | $5.19 | $3.30 |
| Distance from 52-week high | -37.30% | -64.66% |
| Analyst consensus | none | — |
| Avg. price target upside | +25.72% | — |
| Average volume | 487.23K | 60.10K |
| Shares outstanding | 41.91M | 20.67M |
| Employees | — | 643 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RWAY has outperformed XYF by 30.2 percentage points over the past year.
- Runway Growth Finance trades at a higher earnings multiple (26.6x vs 2.4x trailing P/E).
- X Financial offers a meaningfully higher dividend yield (75.14% vs 20.64%).
About Runway Growth Finance
RWAY stock →Runway Growth Finance Corp. is a business development company specializing investments in senior-secured loans to late stage and growth companies.
Finance · Finance: Consumer Services
About X Financial
XYF stock →X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product.
Finance · Finance: Consumer Services · 643 employees
RWAY vs XYF FAQ
Which is bigger, Runway Growth Finance or X Financial?
Runway Growth Finance (RWAY) is larger, with a market capitalization of $268.01M compared with $187.57M for X Financial (XYF).
Which stock has performed better over the past year, RWAY or XYF?
RWAY returned -35.08% over the past 12 months, compared with -65.32% for XYF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RWAY or XYF?
XYF has the lower trailing P/E at 2.4, versus 26.6 for RWAY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Runway Growth Finance or X Financial?
X Financial has the higher yield at 75.14%, compared with 20.64% for Runway Growth Finance.
Are Runway Growth Finance and X Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.