MetaCap

Southside Bancshares (SBSI) vs First Financial (THFF)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

First Financial (THFF) has outperformed Southside Bancshares (SBSI) over the past year, gaining 36.3% versus a gain of 6.3%. Over five years, THFF leads with a +74.6% price change compared with -21.0% for SBSI. Southside Bancshares is the larger company by market cap ($897.2 million vs $873.1 million), about 1.0 times the size.

On valuation, First Financial trades at a lower forward P/E (8.9x vs 9.3x for Southside Bancshares). Southside Bancshares offers the higher dividend yield (4.78% vs 2.98%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

SBSI+6.32%THFF+36.32%
+57%+24%-10%
Oct 7, 20251 yearOct 7, 2026
SBSI-22.80%THFF+69.33%
+95%+27%-41%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

SBSI versus THFF key metrics
MetricSBSITHFF
Share price$30.10$73.42
Market cap$897.22M$873.10M
1-day change-0.30%-1.30%
YTD return-0.95%+21.52%
1-year return+6.32%+36.32%
5-year return-21.04%+74.60%
P/E ratio (TTM)11.8510.28
Forward P/E9.318.93
EPS (TTM)$2.54$7.14
Dividend yield4.78%2.98%
Annual dividend$1.44$2.19
52-week high$36.20$84.17
52-week low$26.32$51.21
Distance from 52-week high-16.85%-12.77%
Average volume135.20K106.05K
Shares outstanding29.81M11.89M
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • THFF has outperformed SBSI by 30.0 percentage points over the past year.
  • Southside Bancshares offers a meaningfully higher dividend yield (4.78% vs 2.98%).

SBSI vs THFF FAQ

Which is bigger, Southside Bancshares or First Financial?

Southside Bancshares (SBSI) is larger, with a market capitalization of $897.22M compared with $873.10M for First Financial (THFF).

Which stock has performed better over the past year, SBSI or THFF?

THFF returned +36.32% over the past 12 months, compared with +6.32% for SBSI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, SBSI or THFF?

THFF has the lower trailing P/E at 10.3, versus 11.9 for SBSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Southside Bancshares or First Financial?

Southside Bancshares has the higher yield at 4.78%, compared with 2.98% for First Financial.

Are Southside Bancshares and First Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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