Southside Bancshares (SBSI) vs TrustCo Bank NY (TRST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TrustCo Bank NY (TRST) has outperformed Southside Bancshares (SBSI) over the past year, gaining 47.6% versus a gain of 6.3%. Over five years, TRST leads with a +66.5% price change compared with -21.0% for SBSI. TrustCo Bank NY is the larger company by market cap ($926.7 million vs $893.8 million), about 1.0 times the size.
On valuation, Southside Bancshares trades at a lower forward P/E (9.3x vs 19.0x for TrustCo Bank NY). Southside Bancshares offers the higher dividend yield (4.80% vs 2.79%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SBSI | TRST |
|---|---|---|
| Share price | $29.99 | $54.43 |
| Market cap | $893.79M | $926.73M |
| 1-day change | -0.38% | +0.30% |
| YTD return | -0.95% | +31.28% |
| 1-year return | +6.32% | +47.65% |
| 5-year return | -21.04% | +66.54% |
| P/E ratio (TTM) | 11.81 | 15.16 |
| Forward P/E | 9.28 | 18.96 |
| EPS (TTM) | $2.54 | $3.59 |
| Dividend yield | 4.80% | 2.79% |
| Annual dividend | $1.44 | $1.52 |
| 52-week high | $36.20 | $59.28 |
| 52-week low | $26.32 | $34.31 |
| Distance from 52-week high | -17.17% | -8.19% |
| Analyst consensus | none | — |
| Avg. price target upside | +14.49% | — |
| Average volume | 136.32K | 131.47K |
| Shares outstanding | 29.81M | 17.03M |
| Employees | 781 | 742 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRST has outperformed SBSI by 41.3 percentage points over the past year.
- TrustCo Bank NY trades at a higher earnings multiple (15.2x vs 11.8x trailing P/E).
- Southside Bancshares offers a meaningfully higher dividend yield (4.80% vs 2.79%).
About Southside Bancshares
SBSI stock →Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations.
Finance · Major Banks · 781 employees
About TrustCo Bank NY
TRST stock →TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments.
Finance · Major Banks · 742 employees
SBSI vs TRST FAQ
Which is bigger, Southside Bancshares or TrustCo Bank NY?
TrustCo Bank NY (TRST) is larger, with a market capitalization of $926.73M compared with $893.79M for Southside Bancshares (SBSI).
Which stock has performed better over the past year, SBSI or TRST?
TRST returned +47.65% over the past 12 months, compared with +6.32% for SBSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SBSI or TRST?
SBSI has the lower trailing P/E at 11.8, versus 15.2 for TRST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Southside Bancshares or TrustCo Bank NY?
Southside Bancshares has the higher yield at 4.80%, compared with 2.79% for TrustCo Bank NY.
Are Southside Bancshares and TrustCo Bank NY in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.