Sezzle (SEZL) vs SLM (SLM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Sezzle (SEZL) has outperformed SLM (SLM) over the past year, gaining 43.8% versus a loss of 14.7%. SLM is the larger company by market cap ($4.26 billion vs $3.95 billion), about 1.1 times the size, while Sezzle is growing revenue faster (+66.1% vs +7.3%). On valuation, SLM trades at a lower forward P/E (6.7x vs 17.6x for Sezzle).
SLM pays a dividend yielding 2.29%, while Sezzle does not currently pay one. SLM converts more of its revenue into profit, with a net margin of 37.5% versus 29.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SEZL | SLM |
|---|---|---|
| Share price | $117.22 | $22.67 |
| Market cap | $3.95B | $4.26B |
| 1-day change | +2.96% | +0.31% |
| YTD return | +84.67% | -16.22% |
| 1-year return | +43.79% | -14.68% |
| 5-year return | — | +30.14% |
| P/E ratio (TTM) | 25.71 | 6.31 |
| Forward P/E | 17.63 | 6.73 |
| EPS (TTM) | $4.56 | $3.59 |
| Dividend yield | 0.00% | 2.29% |
| Annual dividend | $0.00 | $0.52 |
| Revenue (latest FY) | $450.28M | $1.98B |
| Revenue growth (YoY) | +66.08% | +7.32% |
| Net income (latest FY) | $133.13M | $744.85M |
| Operating margin | 39.26% | — |
| Net margin | 29.57% | 37.54% |
| 52-week high | $195.71 | $31.06 |
| 52-week low | $49.50 | $17.77 |
| Distance from 52-week high | -40.11% | -27.01% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +42.61% | +25.94% |
| Average volume | 615.45K | 2.29M |
| Shares outstanding | 33.68M | 188.00M |
| Employees | 201 | 1,788 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SEZL has outperformed SLM by 58.5 percentage points over the past year.
- Sezzle trades at a higher earnings multiple (25.7x vs 6.3x trailing P/E).
- SLM offers a meaningfully higher dividend yield (2.29% vs 0.00%).
- SLM is more profitable, keeping 37.5 cents of every revenue dollar as net income versus 29.6 cents for Sezzle.
- Sezzle grew revenue faster in its latest fiscal year (+66.08% vs +7.32%).
About Sezzle
SEZL stock →Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada.
Finance · Finance: Consumer Services · 201 employees
About SLM
SLM stock →SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts.
Finance · Finance: Consumer Services · 1,788 employees
SEZL vs SLM FAQ
Which is bigger, Sezzle or SLM?
SLM (SLM) is larger, with a market capitalization of $4.26B compared with $3.95B for Sezzle (SEZL).
Which stock has performed better over the past year, SEZL or SLM?
SEZL returned +43.79% over the past 12 months, compared with -14.68% for SLM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SEZL or SLM?
SLM has the lower trailing P/E at 6.3, versus 25.7 for SEZL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Sezzle or SLM?
SLM pays a dividend yielding 2.29%, while Sezzle does not currently pay a regular dividend.
Are Sezzle and SLM in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.