MetaCap

Sound Financial Bancorp (SFBC) vs Winchester Bancorp (WSBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Winchester Bancorp (WSBK) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 33.1% versus a loss of 5.0%. Winchester Bancorp is the larger company by market cap ($116.0 million vs $110.1 million), about 1.1 times the size. On valuation, Sound Financial Bancorp trades at a lower trailing P/E (13.7x vs 26.4x for Winchester Bancorp).

Sound Financial Bancorp pays a dividend yielding 1.87%, while Winchester Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

SFBC-4.97%WSBK+33.13%
+39%+13%-13%
Oct 8, 20251 yearOct 8, 2026
SFBC-14.73%WSBK+38.71%
+45%+11%-23%
Apr 28, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

SFBC versus WSBK key metrics
MetricSFBCWSBK
Share price$42.87$12.95
Market cap$110.09M$116.00M
1-day change-1.61%+0.35%
YTD return+0.32%+23.44%
1-year return-4.97%+33.13%
5-year return-4.31%—
P/E ratio (TTM)13.7426.42
EPS (TTM)$3.12$0.49
Dividend yield1.87%0.00%
Annual dividend$0.80$0.00
52-week high$49.21$13.39
52-week low$40.68$9.46
Distance from 52-week high-12.88%-3.29%
Average volume10.30K7.45K
Shares outstanding2.57M8.96M
Employees9271
SectorFinanceFinance
IndustrySavings InstitutionsBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • WSBK has outperformed SFBC by 38.1 percentage points over the past year.
  • Winchester Bancorp trades at a higher earnings multiple (26.4x vs 13.7x trailing P/E).
  • Sound Financial Bancorp offers a meaningfully higher dividend yield (1.87% vs 0.00%).

About Sound Financial Bancorp

SFBC stock →

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

Finance · Savings Institutions · 92 employees

About Winchester Bancorp

WSBK stock →

Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.

Finance · Banks · 71 employees

SFBC vs WSBK FAQ

Which is bigger, Sound Financial Bancorp or Winchester Bancorp?

Winchester Bancorp (WSBK) is larger, with a market capitalization of $116.00M compared with $110.09M for Sound Financial Bancorp (SFBC).

Which stock has performed better over the past year, SFBC or WSBK?

WSBK returned +33.13% over the past 12 months, compared with -4.97% for SFBC (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, SFBC or WSBK?

SFBC has the lower trailing P/E at 13.7, versus 26.4 for WSBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Sound Financial Bancorp or Winchester Bancorp?

Sound Financial Bancorp pays a dividend yielding 1.87%, while Winchester Bancorp does not currently pay a regular dividend.

Are Sound Financial Bancorp and Winchester Bancorp in the same industry?

Both are in the Finance sector, but in different industries: Savings Institutions for Sound Financial Bancorp and Banks for Winchester Bancorp.

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