First Guaranty Bancshares (FGBI) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Sound Financial Bancorp (SFBC) has outperformed First Guaranty Bancshares (FGBI) over the past year, losing 5.0% versus a loss of 6.2%. Over five years, SFBC leads with a -4.3% price change compared with -54.4% for FGBI. First Guaranty Bancshares is the larger company by market cap ($140.3 million vs $112.4 million), about 1.2 times the size.
Sound Financial Bancorp offers the higher dividend yield (1.83% vs 0.47%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FGBI | SFBC |
|---|---|---|
| Share price | $8.48 | $43.77 |
| Market cap | $140.25M | $112.40M |
| 1-day change | +2.42% | +0.39% |
| YTD return | +57.91% | +0.32% |
| 1-year return | -6.19% | -4.97% |
| 5-year return | -54.39% | -4.31% |
| P/E ratio (TTM) | — | 14.03 |
| Forward P/E | 13.05 | — |
| EPS (TTM) | $-2.42 | $3.12 |
| Dividend yield | 0.47% | 1.83% |
| Annual dividend | $0.04 | $0.80 |
| 52-week high | $11.02 | $49.21 |
| 52-week low | $4.31 | $40.68 |
| Distance from 52-week high | -23.01% | -11.05% |
| Analyst consensus | none | — |
| Avg. price target upside | +6.13% | — |
| Average volume | 23.60K | 10.30K |
| Shares outstanding | 16.54M | 2.57M |
| Employees | 333 | 92 |
| Sector | Finance | Financial Services |
| Industry | Savings Institutions | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Sound Financial Bancorp offers a meaningfully higher dividend yield (1.83% vs 0.47%).
- The two companies sit in different sectors: First Guaranty Bancshares in Finance and Sound Financial Bancorp in Financial Services.
About First Guaranty Bancshares
FGBI stock →First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.
Finance · Savings Institutions · 333 employees
About Sound Financial Bancorp
SFBC stock →Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.
Financial Services · Banks - Regional · 92 employees
FGBI vs SFBC FAQ
Which is bigger, First Guaranty Bancshares or Sound Financial Bancorp?
First Guaranty Bancshares (FGBI) is larger, with a market capitalization of $140.25M compared with $112.40M for Sound Financial Bancorp (SFBC).
Which stock has performed better over the past year, FGBI or SFBC?
SFBC returned -4.97% over the past 12 months, compared with -6.19% for FGBI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Guaranty Bancshares or Sound Financial Bancorp?
Sound Financial Bancorp has the higher yield at 1.83%, compared with 0.47% for First Guaranty Bancshares.
Are First Guaranty Bancshares and Sound Financial Bancorp in the same industry?
No. First Guaranty Bancshares is in the Finance sector, while Sound Financial Bancorp is in Financial Services.