MetaCap

Sprott (SII) vs Upstart (UPST)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Sprott (SII) has outperformed Upstart (UPST) over the past year, gaining 32.6% versus a loss of 53.6%. Over five years, SII leads with a +203.2% price change compared with -93.8% for UPST. Sprott is the larger company by market cap ($2.96 billion vs $2.35 billion), about 1.3 times the size.

On valuation, Upstart trades at a lower forward P/E (7.0x vs 24.3x for Sprott). Sprott pays a dividend yielding 1.39%, while Upstart does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

SII+32.57%UPST-53.64%
+99%+18%-63%
Oct 7, 20251 yearOct 7, 2026
SII+219.98%UPST-92.28%
+372%+127%-118%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

SII versus UPST key metrics
MetricSIIUPST
Share price$115.19$24.19
Market cap$2.96B$2.35B
1-day change-0.11%+0.71%
YTD return+17.77%-45.07%
1-year return+32.57%-53.64%
5-year return+203.15%-93.84%
P/E ratio (TTM)28.2348.38
Forward P/E24.296.96
EPS (TTM)$4.08$0.50
Dividend yield1.39%0.00%
Annual dividend$1.60$0.00
Revenue (latest FY)$285.08M—
Revenue growth (YoY)+59.57%—
Net income (latest FY)$67.34M—
Net margin23.62%—
52-week high$169.63$55.22
52-week low$78.79$22.56
Distance from 52-week high-32.09%-56.19%
Analyst consensusnonebuy
Avg. price target upside+38.90%+65.36%
Average volume162.03K4.25M
Shares outstanding25.73M97.31M
Employees1311,405
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SII has outperformed UPST by 86.2 percentage points over the past year.
  • Upstart trades at a higher earnings multiple (48.4x vs 28.2x trailing P/E).
  • Sprott offers a meaningfully higher dividend yield (1.39% vs 0.00%).

About Sprott

SII stock →

Sprott Inc. is a publicly owned asset management holding company.

Finance · Finance: Consumer Services · 131 employees

About Upstart

UPST stock →

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.

Finance · Finance: Consumer Services · 1,405 employees

SII vs UPST FAQ

Which is bigger, Sprott or Upstart?

Sprott (SII) is larger, with a market capitalization of $2.96B compared with $2.35B for Upstart (UPST).

Which stock has performed better over the past year, SII or UPST?

SII returned +32.57% over the past 12 months, compared with -53.64% for UPST (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, SII or UPST?

SII has the lower trailing P/E at 28.2, versus 48.4 for UPST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Sprott or Upstart?

Sprott pays a dividend yielding 1.39%, while Upstart does not currently pay a regular dividend.

Are Sprott and Upstart in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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