Southern Missouri Bancorp (SMBC) vs South Plains Financial (SPFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Southern Missouri Bancorp (SMBC) has outperformed South Plains Financial (SPFI) over the past year, gaining 36.1% versus a gain of 11.3%. Over five years, SPFI leads with a +74.1% price change compared with +50.5% for SMBC. South Plains Financial is the larger company by market cap ($799.1 million vs $776.5 million), about 1.0 times the size.
On valuation, South Plains Financial trades at a lower forward P/E (10.2x vs 10.2x for Southern Missouri Bancorp). South Plains Financial offers the higher dividend yield (1.56% vs 1.42%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SMBC | SPFI |
|---|---|---|
| Share price | $70.51 | $42.42 |
| Market cap | $776.55M | $799.06M |
| 1-day change | -1.34% | -0.90% |
| YTD return | +20.89% | +10.31% |
| 1-year return | +36.06% | +11.28% |
| 5-year return | +50.49% | +74.05% |
| P/E ratio (TTM) | 10.97 | 11.56 |
| Forward P/E | 10.24 | 10.18 |
| EPS (TTM) | $6.43 | $3.67 |
| Dividend yield | 1.42% | 1.56% |
| Annual dividend | $1.00 | $0.66 |
| 52-week high | $79.86 | $46.94 |
| 52-week low | $47.60 | $35.34 |
| Distance from 52-week high | -11.71% | -9.64% |
| Analyst consensus | hold | none |
| Avg. price target upside | +13.74% | +19.65% |
| Average volume | 90.60K | 125.01K |
| Shares outstanding | 11.01M | 18.84M |
| Employees | 711 | 545 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SMBC has outperformed SPFI by 24.8 percentage points over the past year.
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
About South Plains Financial
SPFI stock →South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals.
Finance · Major Banks · 545 employees
SMBC vs SPFI FAQ
Which is bigger, Southern Missouri Bancorp or South Plains Financial?
South Plains Financial (SPFI) is larger, with a market capitalization of $799.06M compared with $776.55M for Southern Missouri Bancorp (SMBC).
Which stock has performed better over the past year, SMBC or SPFI?
SMBC returned +36.06% over the past 12 months, compared with +11.28% for SPFI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SMBC or SPFI?
SMBC has the lower trailing P/E at 11.0, versus 11.6 for SPFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Southern Missouri Bancorp or South Plains Financial?
South Plains Financial has the higher yield at 1.56%, compared with 1.42% for Southern Missouri Bancorp.
Are Southern Missouri Bancorp and South Plains Financial in the same industry?
Both are in the Finance sector, but in different industries: Banks for Southern Missouri Bancorp and Major Banks for South Plains Financial.