Financial Institutions (FISI) vs South Plains Financial (SPFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Financial Institutions (FISI) has outperformed South Plains Financial (SPFI) over the past year, gaining 41.6% versus a gain of 11.1%. Over five years, SPFI leads with a +73.1% price change compared with +22.4% for FISI. South Plains Financial is the larger company by market cap ($799.3 million vs $762.1 million), about 1.0 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (9.0x vs 10.2x for South Plains Financial). Financial Institutions offers the higher dividend yield (3.26% vs 1.56%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | SPFI |
|---|---|---|
| Share price | $38.68 | $42.43 |
| Market cap | $762.14M | $799.34M |
| 1-day change | -0.09% | -0.31% |
| YTD return | +24.19% | +9.69% |
| 1-year return | +41.59% | +11.12% |
| 5-year return | +22.38% | +73.08% |
| P/E ratio (TTM) | 9.60 | 11.56 |
| Forward P/E | 8.99 | 10.18 |
| EPS (TTM) | $4.03 | $3.67 |
| Dividend yield | 3.26% | 1.56% |
| Annual dividend | $1.26 | $0.66 |
| 52-week high | $42.97 | $46.94 |
| 52-week low | $25.61 | $35.34 |
| Distance from 52-week high | -10.00% | -9.61% |
| Analyst consensus | none | none |
| Avg. price target upside | +16.35% | +19.61% |
| Average volume | 144.41K | 125.67K |
| Shares outstanding | 19.71M | 18.84M |
| Employees | 631 | 545 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FISI has outperformed SPFI by 30.5 percentage points over the past year.
- Financial Institutions offers a meaningfully higher dividend yield (3.26% vs 1.56%).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Finance · Major Banks · 631 employees
About South Plains Financial
SPFI stock →South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals.
Finance · Major Banks · 545 employees
FISI vs SPFI FAQ
Which is bigger, Financial Institutions or South Plains Financial?
South Plains Financial (SPFI) is larger, with a market capitalization of $799.34M compared with $762.14M for Financial Institutions (FISI).
Which stock has performed better over the past year, FISI or SPFI?
FISI returned +41.59% over the past 12 months, compared with +11.12% for SPFI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or SPFI?
FISI has the lower trailing P/E at 9.6, versus 11.6 for SPFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or South Plains Financial?
Financial Institutions has the higher yield at 3.26%, compared with 1.56% for South Plains Financial.
Are Financial Institutions and South Plains Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.