SouthState Bank (SSB) vs Zions Bancorporation N.A. (ZION)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Zions Bancorporation N.A. (ZION) has outperformed SouthState Bank (SSB) over the past year, gaining 11.8% versus a gain of 1.0%. Over five years, SSB leads with a +29.9% price change compared with +0.9% for ZION. SouthState Bank is the larger company by market cap ($9.69 billion vs $9.13 billion), about 1.1 times the size.
On valuation, Zions Bancorporation N.A. trades at a lower forward P/E (9.2x vs 9.6x for SouthState Bank). Zions Bancorporation N.A. offers the higher dividend yield (2.88% vs 2.40%). Zions Bancorporation N.A. converts more of its revenue into profit, with a net margin of 135.8% versus 29.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SSB | ZION |
|---|---|---|
| Share price | $99.96 | $62.55 |
| Market cap | $9.69B | $9.13B |
| 1-day change | -0.61% | -0.29% |
| YTD return | +6.86% | +7.16% |
| 1-year return | +1.02% | +11.82% |
| 5-year return | +29.90% | +0.95% |
| P/E ratio (TTM) | 10.50 | 7.97 |
| Forward P/E | 9.63 | 9.18 |
| EPS (TTM) | $9.52 | $7.85 |
| Dividend yield | 2.40% | 2.88% |
| Annual dividend | $2.40 | $1.80 |
| Revenue (latest FY) | $2.68B | $662.00M |
| Revenue growth (YoY) | +56.08% | +3.60% |
| Net income (latest FY) | $798.67M | $899.00M |
| Net margin | 29.79% | 135.80% |
| 52-week high | $112.20 | $73.34 |
| 52-week low | $84.48 | $46.19 |
| Distance from 52-week high | -10.91% | -14.71% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.05% | +16.93% |
| Average volume | 760.38K | 1.51M |
| Shares outstanding | 96.97M | 145.95M |
| Employees | 6,431 | 9,039 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ZION has outperformed SSB by 10.8 percentage points over the past year.
- SouthState Bank trades at a higher earnings multiple (10.5x vs 8.0x trailing P/E).
- Zions Bancorporation N.A. is more profitable, keeping 135.8 cents of every revenue dollar as net income versus 29.8 cents for SouthState Bank.
- SouthState Bank grew revenue faster in its latest fiscal year (+56.08% vs +3.60%).
About SouthState Bank
SSB stock →SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts.
Finance · Major Banks · 6,431 employees
About Zions Bancorporation N.A.
ZION stock →Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments.
Finance · Major Banks · 9,039 employees
SSB vs ZION FAQ
Which is bigger, SouthState Bank or Zions Bancorporation N.A.?
SouthState Bank (SSB) is larger, with a market capitalization of $9.69B compared with $9.13B for Zions Bancorporation N.A. (ZION).
Which stock has performed better over the past year, SSB or ZION?
ZION returned +11.82% over the past 12 months, compared with +1.02% for SSB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SSB or ZION?
ZION has the lower trailing P/E at 8.0, versus 10.5 for SSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, SouthState Bank or Zions Bancorporation N.A.?
Zions Bancorporation N.A. has the higher yield at 2.88%, compared with 2.40% for SouthState Bank.
Are SouthState Bank and Zions Bancorporation N.A. in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.