Stewart Information Services (STC) vs XChange TEC.INC (XHG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
XChange TEC.INC (XHG) has outperformed Stewart Information Services (STC) over the past year, gaining 71.9% versus a loss of 23.3%. Over five years, STC leads with a -24.1% price change compared with -100.0% for XHG. Stewart Information Services is the larger company by market cap ($1.58 billion vs $118.6 million), about 13.4 times the size.
On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 11.4x for Stewart Information Services). Stewart Information Services pays a dividend yielding 4.05%, while XChange TEC.INC does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | STC | XHG |
|---|---|---|
| Share price | $51.88 | $2.30 |
| Market cap | $1.58B | $118.56M |
| 1-day change | +2.94% | +4.55% |
| YTD return | -26.16% | +158.22% |
| 1-year return | -23.31% | +71.88% |
| 5-year return | -24.11% | -100.00% |
| P/E ratio (TTM) | 11.35 | 0.02 |
| Forward P/E | 7.37 | — |
| EPS (TTM) | $4.57 | $92.93 |
| Dividend yield | 4.05% | 0.00% |
| Annual dividend | $2.10 | $0.00 |
| Revenue (latest FY) | $2.92B | — |
| Revenue growth (YoY) | +17.32% | — |
| Net income (latest FY) | $115.53M | — |
| Net margin | 3.95% | — |
| 52-week high | $78.61 | $7.23 |
| 52-week low | $48.74 | $0.65 |
| Distance from 52-week high | -34.00% | -68.19% |
| Analyst consensus | none | — |
| Avg. price target upside | +54.68% | — |
| Average volume | 260.10K | 2.33M |
| Shares outstanding | 30.52M | 46.60M |
| Employees | 8,100 | 30 |
| Sector | Finance | Financial Services |
| Industry | Specialty Insurers | Insurance Brokers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Stewart Information Services is about 13.4 times larger than XChange TEC.INC by market value ($1.58B vs $118.56M).
- XHG has outperformed STC by 95.2 percentage points over the past year.
- Stewart Information Services trades at a higher earnings multiple (11.4x vs 0.0x trailing P/E).
- Stewart Information Services offers a meaningfully higher dividend yield (4.05% vs 0.00%).
- The two companies sit in different sectors: Stewart Information Services in Finance and XChange TEC.INC in Financial Services.
About Stewart Information Services
STC stock →Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property.
Finance · Specialty Insurers · 8,100 employees
About XChange TEC.INC
XHG stock →XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.
Financial Services · Insurance Brokers · 30 employees
STC vs XHG FAQ
Which is bigger, Stewart Information Services or XChange TEC.INC?
Stewart Information Services (STC) is larger, with a market capitalization of $1.58B compared with $118.56M for XChange TEC.INC (XHG).
Which stock has performed better over the past year, STC or XHG?
XHG returned +71.88% over the past 12 months, compared with -23.31% for STC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, STC or XHG?
XHG has the lower trailing P/E at 0.0, versus 11.4 for STC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Stewart Information Services or XChange TEC.INC?
Stewart Information Services pays a dividend yielding 4.05%, while XChange TEC.INC does not currently pay a regular dividend.
Are Stewart Information Services and XChange TEC.INC in the same industry?
No. Stewart Information Services is in the Finance sector, while XChange TEC.INC is in Financial Services.