Trupanion (TRUP) vs Travelers Companies (TRV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Travelers Companies (TRV) has outperformed Trupanion (TRUP) over the past year, gaining 34.4% versus a loss of 38.4%. Over five years, TRV leads with a +136.9% price change compared with -71.4% for TRUP. Travelers Companies is the larger company by market cap ($76.91 billion vs $1.14 billion), about 67.7 times the size, while Trupanion is growing revenue faster (+11.9% vs +5.2%).
On valuation, Trupanion trades at a lower forward P/E (6.1x vs 12.1x for Travelers Companies). Travelers Companies pays a dividend yielding 1.23%, while Trupanion does not currently pay one. Travelers Companies converts more of its revenue into profit, with a net margin of 12.9% versus 1.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TRUP | TRV |
|---|---|---|
| Share price | $26.06 | $368.75 |
| Market cap | $1.14B | $76.91B |
| 1-day change | +0.93% | -0.41% |
| YTD return | -30.26% | +27.13% |
| 1-year return | -38.36% | +34.38% |
| 5-year return | -71.41% | +136.92% |
| P/E ratio (TTM) | 49.17 | 9.94 |
| Forward P/E | 6.12 | 12.10 |
| EPS (TTM) | $0.53 | $37.08 |
| Dividend yield | 0.00% | 1.23% |
| Annual dividend | $0.00 | $4.55 |
| Revenue (latest FY) | $1.44B | $48.83B |
| Revenue growth (YoY) | +11.95% | +5.18% |
| Net income (latest FY) | $19.43M | $6.29B |
| Gross margin | 16.05% | — |
| Operating margin | 0.96% | — |
| Net margin | 1.35% | 12.88% |
| 52-week high | $46.98 | $398.70 |
| 52-week low | $21.16 | $252.26 |
| Distance from 52-week high | -44.53% | -7.51% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +27.59% | -2.23% |
| Average volume | 474.18K | 1.66M |
| Shares outstanding | 43.62M | 208.58M |
| Employees | 1,121 | 34,000 |
| Sector | Health Care | Finance |
| Industry | Medical Specialities | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Travelers Companies is about 67.7 times larger than Trupanion by market value ($76.91B vs $1.14B).
- TRV has outperformed TRUP by 72.7 percentage points over the past year.
- Trupanion trades at a higher earnings multiple (49.2x vs 9.9x trailing P/E).
- Travelers Companies offers a meaningfully higher dividend yield (1.23% vs 0.00%).
- Travelers Companies is more profitable, keeping 12.9 cents of every revenue dollar as net income versus 1.4 cents for Trupanion.
- Trupanion grew revenue faster in its latest fiscal year (+11.95% vs +5.18%).
- The two companies sit in different sectors: Trupanion in Health Care and Travelers Companies in Finance.
About Trupanion
TRUP stock →Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business.
Health Care · Medical Specialities · 1,121 employees
About Travelers Companies
TRV stock →The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance.
Finance · Property-Casualty Insurers · 34,000 employees
TRUP vs TRV FAQ
Which is bigger, Trupanion or Travelers Companies?
Travelers Companies (TRV) is larger, with a market capitalization of $76.91B compared with $1.14B for Trupanion (TRUP).
Which stock has performed better over the past year, TRUP or TRV?
TRV returned +34.38% over the past 12 months, compared with -38.36% for TRUP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TRUP or TRV?
TRV has the lower trailing P/E at 9.9, versus 49.2 for TRUP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Trupanion or Travelers Companies?
Travelers Companies pays a dividend yielding 1.23%, while Trupanion does not currently pay a regular dividend.
Are Trupanion and Travelers Companies in the same industry?
No. Trupanion is in the Health Care sector, while Travelers Companies is in Finance.