TWFG (TWFG) vs Yuanbao (YB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
TWFG (TWFG) has outperformed Yuanbao (YB) over the past year, losing 7.2% versus a loss of 39.0%. Yuanbao is the larger company by market cap ($554.8 million vs $323.3 million), about 1.7 times the size. On valuation, Yuanbao trades at a lower forward P/E (2.4x vs 21.3x for TWFG).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TWFG | YB |
|---|---|---|
| Share price | $25.10 | $12.04 |
| Market cap | $323.30M | $554.81M |
| 1-day change | -1.65% | -1.63% |
| YTD return | -11.30% | -39.59% |
| 1-year return | -7.20% | -39.01% |
| P/E ratio (TTM) | 42.54 | 2.71 |
| Forward P/E | 21.26 | 2.40 |
| EPS (TTM) | $0.59 | $4.44 |
| Dividend yield | 0.00% | 10.29% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $31.30 | $24.40 |
| 52-week low | $16.56 | $11.55 |
| Distance from 52-week high | -19.81% | -50.66% |
| Analyst consensus | buy | none |
| Avg. price target upside | +22.35% | +28.99% |
| Average volume | 155.82K | 32.23K |
| Shares outstanding | 12.88M | 32.39M |
| Employees | 400 | 613 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TWFG has outperformed YB by 31.8 percentage points over the past year.
- TWFG trades at a higher earnings multiple (42.5x vs 2.7x trailing P/E).
- Yuanbao offers a meaningfully higher dividend yield (10.29% vs 0.00%).
About TWFG
TWFG stock →TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States.
Finance · Specialty Insurers · 400 employees
About Yuanbao
YB stock →Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products.
Finance · Specialty Insurers · 613 employees
TWFG vs YB FAQ
Which is bigger, TWFG or Yuanbao?
Yuanbao (YB) is larger, with a market capitalization of $554.81M compared with $323.30M for TWFG (TWFG).
Which stock has performed better over the past year, TWFG or YB?
TWFG returned -7.20% over the past 12 months, compared with -39.01% for YB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TWFG or YB?
YB has the lower trailing P/E at 2.7, versus 42.5 for TWFG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, TWFG or Yuanbao?
Yuanbao pays a dividend yielding 10.29%, while TWFG does not currently pay a regular dividend.
Are TWFG and Yuanbao in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.