XChange TEC.INC (XHG) vs Yuanbao (YB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
XChange TEC.INC (XHG) has outperformed Yuanbao (YB) over the past year, gaining 83.9% versus a loss of 45.2%. Yuanbao is the larger company by market cap ($557.8 million vs $117.5 million), about 4.7 times the size. On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 2.7x for Yuanbao).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | XHG | YB |
|---|---|---|
| Share price | $2.28 | $12.11 |
| Market cap | $117.53M | $557.80M |
| 1-day change | -0.87% | -1.10% |
| YTD return | +167.61% | -40.25% |
| 1-year return | +83.87% | -45.15% |
| 5-year return | -100.00% | — |
| P/E ratio (TTM) | 0.02 | 2.73 |
| Forward P/E | — | 2.41 |
| EPS (TTM) | $92.93 | $4.44 |
| Dividend yield | 0.00% | 10.41% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $7.23 | $24.40 |
| 52-week low | $0.65 | $11.55 |
| Distance from 52-week high | -68.46% | -50.39% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +28.29% |
| Average volume | 2.33M | 32.24K |
| Shares outstanding | 46.60M | 32.39M |
| Employees | 30 | 613 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Yuanbao is about 4.7 times larger than XChange TEC.INC by market value ($557.80M vs $117.53M).
- XHG has outperformed YB by 129.0 percentage points over the past year.
- Yuanbao trades at a higher earnings multiple (2.7x vs 0.0x trailing P/E).
- Yuanbao offers a meaningfully higher dividend yield (10.41% vs 0.00%).
About XChange TEC.INC
XHG stock →XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.
Finance · Specialty Insurers · 30 employees
About Yuanbao
YB stock →Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products.
Finance · Specialty Insurers · 613 employees
XHG vs YB FAQ
Which is bigger, XChange TEC.INC or Yuanbao?
Yuanbao (YB) is larger, with a market capitalization of $557.80M compared with $117.53M for XChange TEC.INC (XHG).
Which stock has performed better over the past year, XHG or YB?
XHG returned +83.87% over the past 12 months, compared with -45.15% for YB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, XHG or YB?
XHG has the lower trailing P/E at 0.0, versus 2.7 for YB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, XChange TEC.INC or Yuanbao?
Yuanbao pays a dividend yielding 10.41%, while XChange TEC.INC does not currently pay a regular dividend.
Are XChange TEC.INC and Yuanbao in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.