UMB Financial (UMBF) vs WesBanco (WSBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
WesBanco (WSBC) has outperformed UMB Financial (UMBF) over the past year, gaining 9.4% versus a gain of 8.3%. Over five years, UMBF leads with a +28.4% price change compared with -1.3% for WSBC. UMB Financial is the larger company by market cap ($9.74 billion vs $3.50 billion), about 2.8 times the size.
On valuation, UMB Financial trades at a lower forward P/E (9.2x vs 9.4x for WesBanco). WesBanco offers the higher dividend yield (4.14% vs 1.32%). UMB Financial converts more of its revenue into profit, with a net margin of 26.5% versus 22.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | UMBF | WSBC |
|---|---|---|
| Share price | $128.21 | $36.47 |
| Market cap | $9.74B | $3.50B |
| 1-day change | -1.44% | -1.75% |
| YTD return | +11.45% | +9.72% |
| 1-year return | +8.29% | +9.42% |
| 5-year return | +28.44% | -1.27% |
| P/E ratio (TTM) | 10.67 | 10.70 |
| Forward P/E | 9.21 | 9.44 |
| EPS (TTM) | $12.02 | $3.41 |
| Dividend yield | 1.32% | 4.14% |
| Annual dividend | $1.69 | $1.51 |
| Revenue (latest FY) | $2.65B | $981.05M |
| Revenue growth (YoY) | +62.81% | +61.84% |
| Net income (latest FY) | $702.40M | $223.10M |
| Net margin | 26.48% | 22.74% |
| 52-week high | $153.32 | $43.02 |
| 52-week low | $103.38 | $29.57 |
| Distance from 52-week high | -16.38% | -15.23% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +28.74% | +21.03% |
| Average volume | 598.91K | 954.39K |
| Shares outstanding | 75.95M | 95.91M |
| Employees | 5,222 | 2,996 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UMB Financial is about 2.8 times larger than WesBanco by market value ($9.74B vs $3.50B).
- WesBanco offers a meaningfully higher dividend yield (4.14% vs 1.32%).
About UMB Financial
UMBF stock →UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking.
Financial Services · Banks - Regional · 5,222 employees
About WesBanco
WSBC stock →WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc.
Financial Services · Banks - Regional · 2,996 employees
UMBF vs WSBC FAQ
Which is bigger, UMB Financial or WesBanco?
UMB Financial (UMBF) is larger, with a market capitalization of $9.74B compared with $3.50B for WesBanco (WSBC).
Which stock has performed better over the past year, UMBF or WSBC?
WSBC returned +9.42% over the past 12 months, compared with +8.29% for UMBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, UMBF or WSBC?
UMBF has the lower trailing P/E at 10.7, versus 10.7 for WSBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, UMB Financial or WesBanco?
WesBanco has the higher yield at 4.14%, compared with 1.32% for UMB Financial.
Are UMB Financial and WesBanco in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.