MetaCap

United Community Banks (UCB) vs WesBanco (WSBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

WesBanco (WSBC) has outperformed United Community Banks (UCB) over the past year, gaining 9.4% versus a gain of 3.7%. Over five years, WSBC leads with a -1.3% price change compared with -2.1% for UCB. United Community Banks is the larger company by market cap ($3.98 billion vs $3.50 billion), about 1.1 times the size, while WesBanco is growing revenue faster (+61.8% vs +11.7%).

On valuation, WesBanco trades at a lower forward P/E (9.4x vs 9.9x for United Community Banks). WesBanco offers the higher dividend yield (4.14% vs 3.01%). United Community Banks converts more of its revenue into profit, with a net margin of 30.9% versus 22.7%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

UCB+3.71%WSBC+9.42%
+30%+9%-12%
Oct 7, 20251 yearOct 7, 2026
UCB-1.83%WSBC-0.36%
+20%-12%-44%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

UCB versus WSBC key metrics
MetricUCBWSBC
Share price$33.26$36.47
Market cap$3.98B$3.50B
1-day change-1.36%-1.75%
YTD return+6.53%+9.72%
1-year return+3.71%+9.42%
5-year return-2.06%-1.27%
P/E ratio (TTM)10.8710.51
Forward P/E9.919.44
EPS (TTM)$3.06$3.47
Dividend yield3.01%4.14%
Annual dividend$1.00$1.51
Revenue (latest FY)$1.06B$981.05M
Revenue growth (YoY)+11.66%+61.84%
Net income (latest FY)$328.10M$223.10M
Net margin30.86%22.74%
52-week high$37.18$43.02
52-week low$28.65$29.57
Distance from 52-week high-10.54%-15.23%
Analyst consensusbuybuy
Avg. price target upside+20.78%+21.03%
Average volume857.82K954.39K
Shares outstanding119.76M95.91M
Employees3,1412,996
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • WesBanco offers a meaningfully higher dividend yield (4.14% vs 3.01%).
  • United Community Banks is more profitable, keeping 30.9 cents of every revenue dollar as net income versus 22.7 cents for WesBanco.
  • WesBanco grew revenue faster in its latest fiscal year (+61.84% vs +11.66%).

About United Community Banks

UCB stock →

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States.

Finance · Major Banks · 3,141 employees

About WesBanco

WSBC stock →

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc.

Finance · Major Banks · 2,996 employees

UCB vs WSBC FAQ

Which is bigger, United Community Banks or WesBanco?

United Community Banks (UCB) is larger, with a market capitalization of $3.98B compared with $3.50B for WesBanco (WSBC).

Which stock has performed better over the past year, UCB or WSBC?

WSBC returned +9.42% over the past 12 months, compared with +3.71% for UCB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, UCB or WSBC?

WSBC has the lower trailing P/E at 10.5, versus 10.9 for UCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, United Community Banks or WesBanco?

WesBanco has the higher yield at 4.14%, compared with 3.01% for United Community Banks.

Are United Community Banks and WesBanco in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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