Upstart (UPST) vs Wealthfront (WLTH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Upstart is the larger company by market cap ($2.31 billion vs $1.67 billion), about 1.4 times the size. On valuation, Upstart trades at a lower forward P/E (6.8x vs 14.3x for Wealthfront).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | UPST | WLTH |
|---|---|---|
| Share price | $23.71 | $10.72 |
| Market cap | $2.31B | $1.67B |
| 1-day change | -1.29% | -1.65% |
| YTD return | -45.07% | -19.79% |
| 1-year return | -53.64% | — |
| 5-year return | -93.84% | — |
| P/E ratio (TTM) | 47.42 | — |
| Forward P/E | 6.82 | 14.29 |
| EPS (TTM) | $0.50 | $-0.95 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $55.22 | $14.75 |
| 52-week low | $22.56 | $7.20 |
| Distance from 52-week high | -57.06% | -27.32% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +68.71% | +14.27% |
| Average volume | 4.25M | 1.99M |
| Shares outstanding | 97.31M | 156.18M |
| Employees | 1,405 | 415 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Upstart
UPST stock →Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
Finance · Finance: Consumer Services · 1,405 employees
About Wealthfront
WLTH stock →Wealthfront Corporation is a privately owned investment manager. It primarily provides its services to individuals.
Finance · Finance: Consumer Services · 415 employees
UPST vs WLTH FAQ
Which is bigger, Upstart or Wealthfront?
Upstart (UPST) is larger, with a market capitalization of $2.31B compared with $1.67B for Wealthfront (WLTH).
Are Upstart and Wealthfront in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.