Vroom (VRM) vs Yiren Digital (YRD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Vroom (VRM) has outperformed Yiren Digital (YRD) over the past year, losing 65.6% versus a loss of 84.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | VRM | YRD |
|---|---|---|
| Share price | $8.96 | $1.01 |
| Market cap | $46.90M | — |
| 1-day change | +1.13% | -2.88% |
| YTD return | -54.93% | -72.70% |
| 1-year return | -65.63% | -84.49% |
| 5-year return | — | -68.83% |
| EPS (TTM) | $-11.23 | $-2.45 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $27.75 | $6.35 |
| 52-week low | $6.80 | $0.82 |
| Distance from 52-week high | -67.71% | -84.09% |
| Average volume | 27.11K | 61.34K |
| Shares outstanding | 5.23M | — |
| Employees | 649 | 981 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VRM has outperformed YRD by 18.9 percentage points over the past year.
About Vroom
VRM stock →Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand.
Financial Services · Credit Services · 649 employees
About Yiren Digital
YRD stock →Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China.
Financial Services · Credit Services · 981 employees
VRM vs YRD FAQ
Which stock has performed better over the past year, VRM or YRD?
VRM returned -65.63% over the past 12 months, compared with -84.49% for YRD (price return, excluding dividends). Past performance does not predict future results.
Are Vroom and Yiren Digital in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.