Jiayin Group (JFIN) vs Vroom (VRM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Vroom (VRM) has outperformed Jiayin Group (JFIN) over the past year, losing 65.6% versus a loss of 88.3%. Jiayin Group is the larger company by market cap ($69.1 million vs $46.9 million), about 1.5 times the size.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JFIN | VRM |
|---|---|---|
| Share price | $1.32 | $8.96 |
| Market cap | $69.08M | $46.90M |
| 1-day change | -2.94% | +1.13% |
| YTD return | -77.24% | -54.93% |
| 1-year return | -88.35% | -65.63% |
| 5-year return | -65.80% | — |
| P/E ratio (TTM) | 2.06 | — |
| Forward P/E | 0.69 | — |
| EPS (TTM) | $0.64 | $-11.23 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $11.03 | $27.75 |
| 52-week low | $1.26 | $6.80 |
| Distance from 52-week high | -88.03% | -67.71% |
| Average volume | 53.14K | 27.11K |
| Shares outstanding | 25.33M | 5.23M |
| Employees | 1,155 | 649 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VRM has outperformed JFIN by 22.7 percentage points over the past year.
About Jiayin Group
JFIN stock →Jiayin Group Inc. provides online consumer finance services in the People's Republic of China.
Financial Services · Credit Services · 1,155 employees
About Vroom
VRM stock →Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand.
Financial Services · Credit Services · 649 employees
JFIN vs VRM FAQ
Which is bigger, Jiayin Group or Vroom?
Jiayin Group (JFIN) is larger, with a market capitalization of $69.08M compared with $46.90M for Vroom (VRM).
Which stock has performed better over the past year, JFIN or VRM?
VRM returned -65.63% over the past 12 months, compared with -88.35% for JFIN (price return, excluding dividends). Past performance does not predict future results.
Are Jiayin Group and Vroom in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.