ACNB Financial Ratios
NASDAQ: ACNBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
ACNB ratio analysis
ACNB earned a net margin of 19.3% in FY 2025, down from 24.1% a year earlier. Return on equity reached 8.8%, meaning ACNB generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.76 versus 0.89 the year before.
At the end of FY 2025, ACNB traded at 13.1 times earnings; across the 4 fiscal years shown, its year-end P/E ranged from 9.6 to 13.1, with a median of 11.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
ACNB financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.13 | 10.55 | 12.06 | 9.59 | — | — | — | — | — | — |
| Price / sales | 2.53 | 2.53 | 3.31 | 3.15 | 3,540.30 | 2,571.03 | 2,746.48 | 2,086.04 | 3,222.80 | 23,638.98 |
| Price / book | 1.15 | 1.10 | 1.37 | 1.40 | 1.00 | 0.84 | 1.36 | 1.63 | 1.26 | 1.58 |
| Net margin | 19.3% | 24.1% | 27.5% | 32.8% | 36,148.1% | 21,897.6% | 25,235.1% | 16,601.5% | 16,313.3% | 135,862.5% |
| Free cash flow margin | 27.4% | 29.4% | 34.3% | 34.3% | 52,662.3% | 29,073.8% | 25,850.0% | 21,222.1% | 25,416.7% | 122,212.5% |
| Return on equity (ROE) | 8.8% | 10.5% | 11.4% | 14.6% | 10.2% | 7.1% | 12.5% | 12.9% | 6.4% | 9.1% |
| Return on assets (ROA) | 1.1% | 1.3% | 1.3% | 1.4% | 1.0% | 0.7% | 1.4% | 1.3% | 0.6% | 0.9% |
| Debt / equity | 0.76 | 0.89 | 0.91 | 0.26 | 0.26 | 0.36 | 0.53 | 0.70 | 0.85 | 0.91 |
| Revenue growth | 45.1% | 14.9% | 5.7% | 141,271.4% | -8.3% | -10.6% | -28.2% | 118.3% | 650.0% | -70.4% |
| EPS growth | -3.5% | 0.5% | -10.6% | — | — | — | — | — | — | — |